Who is it for?

• MotorSmart has been exclusively designed for Gulf Bank customers

Our goal is to provide you with the peace of mind and financial protection that is so important if you are unfortunate enough to suffer loss or damage to your vehicle. We have listed some of the factors the Enaya Insurance assessor will take into consideration when determining the value of your vehicle and insurance premium: make and type of your vehicle, year of manufacture of your vehicle, condition of your vehicle

Benefits

• Unknown damages are fully covered
• Substitute car provided for full repair duration (limited to 3 claims)
• Agency repair for the first 3 years from date of manufacture
• Glass damage is fully covered
• Accessories covered when disclosed to Enaya Insurance
• Single point claim service

Features

• Flexible payment option – you can choose monthly or annual payment options for no extra premium
• All vehicles are assessed by Enaya Insurance

Charges

• Competitive Premiums (price dependant on assessed vehicle value)
• KD 25 excess for each and every claim (unless stated otherwise)

What you are insured for	MotorSmart Insurance
Loss of or damages to your vehicle - caused by:
Accidental collision or impact	Yes
Fire	Yes
Theft or attempted theft	Yes
Vandalism or malicious act	Yes
Other Benefits:
Unknown damages	Yes (100% Covered)
Replacement or repair of glass	Yes
Towing costs	Yes
Replacement of tyres and wheels	Yes (Covered if damage is due to an accident)
Minor scratches	Yes
Loss or damage to accessories	Yes (Subject to declaration)
Excess / deductible	KD 25 each and every claim
Cover outside Kuwait	Additional Premium (Enaya Insurance to be advised)

Branches

• Available in all Gulf Bank branches

NOTE: MotorSmart is underwritten by Enaya Insurance, Terms and Conditions apply