Who is it for?

• Open to anyone between 18 to 60 years*

This is a long-term savings and investment program with a defined maturity period. It provides mutual financial assistance among its investors, while allowing them to benefit from their investments.

Benefits

• No medical examination required, only simple health declaration for most cases*
• Immediate approval on issuance of policy
• Insurance cover from contract start date
• No exit penalties or early withdrawal / surrender charges
• Payment frequency at your convenience: monthly, quarterly, semiannual, or annually with flexibility to change during contract period*
• Flexible period starting from a minimum of 7 years
• Annual Surplus distribution

Features

• Life cover
• Contribution levels min of KD40 monthly
• Increase or decrease your contribution any time*
• Boost your savings any time with additional lump sum payments.*
• Partial withdrawals allowed any time before maturity*
• Deferral of contributions for up to 12 months
• Takaful Cover Selection 60% - 100% of total contribution

Branches

• Available in all Gulf Bank branches

*Terms and conditions apply