Who is it for?

• Open to anyone between 3 months and 69 years

Protect your vacation by booking your travel tickets using a Gulf Bank credit card and receive free travel insurance for you and your family.

Benefits

• The insurance will cover a 90 day vacation
• 24 hour coverage while on vacation outside of Kuwait
• You will save the cost of travel insurance for you as well as for your family members
• You will be compensated if there is any cancellation or interruption of your travel due to external reasons. At the same time you will also be covered should you need emergency medical treatment, medical evacuation, repatriation etc. and other situations during such travel period.

Features

• Individual coverage starts when you leave Kuwait and ends when you return to Kuwait, with a maximum duration any one trip of 90 days

Limitations

• The offer ends 30 April 2013
• As per CHARTIS MEMSA Insurance Company Limited (Kuwait Branch) NAC Travel Policy Wording.
• Children up to 18 years of age are covered for 10% of the Insured Person?s Sum Insured and up to a maximum of $10,000 under Accidental Death
• War and Terrorism exclusion
• Private aircraft owned by the Policyholder is not covered

Insured Event	All Credit Cards Except Platinum / Infinite	Platinum / Infinite only
Personal Accident Benefits	Principal Sum Insured: $25,000	Principal Sum Insured: $100,000
Accidental Death	100% of the Principal Sum Insured	100% of the Principal Sum Insured
Permanent Partial Disability due to Accident	% of the Principal Sum Insured as per scale.	% of the Principal Sum Insured as per scale.
Permanent Total Disability due to Accident	100% of the Principal Sum Insured	100% of the Principal Sum Insured
Repatriation of Remains	$10,000	$15,000
Emergency Medical Expenses (Accident & Sickness) Deductible	$50,000 $100	$75,000 $100
Dental Expenses Per Tooth	Included in Emergency Medical Expenses and up to a maximum of $600 $200	Included in Emergency Medical Expenses and up to a maximum of $1,000 $200
Emergency Medical Evacuation	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses
Emergency Family Travel	N/A	$2,500
Baggage Loss (Common Carrier) Per Bag Per Item	$500   $250 $50	$1,500   $750 $75
Baggage Delay In Excess	$50 per hour up to $400 6 Hours	$50 per hour up to $750 6 Hours
Trip Delay In Excess	$50 per hour up to $400 6 Hours	$50 per hour up to $750 6 Hours
Trip Interruption	$250	$750
Trip Cancellation & Curtailment	$250	$750
Hijacking	N/A	$50 per day up to a maximum of 20 days
Legal Expenses	N/A	$2,000
Personal Liability	$25,000	$150,000
Assistance Department (24 Hours  / Worldwide Services)	Covered	Covered

Branches

• Available in all Gulf Bank branches

Terms and Conditions apply