• Call Telebanking at 1805 805 at any time, or

• Apply online, or

• Visit any of Gulf Bank's branches

With a secured loan, customers secure the loan with a pledge of collateral, such as a fixed deposit.  With an unsecured loan, the loan is not secured by any collateral, but requires the salary of the customer to be transferred to Gulf Bank.

The loan amount that can be borrowed depends on the collateral available linked to your monthly income.  Please speak to a representative of Gulf Bank to help you determine the amount you can borrow.

The cost of your loan is determined by the interest and the period of time you take to repay the loan.  The higher the interest rate or the longer you take to repay the loan, the more you will pay over the life of the loan.

We will disburse your loan, the same day. This means

If your Application is received by 12 noon, approval and deposit of funds will be completed and made available on the same day

For Applications received after 12 noon, funds will be made available before 12 noon the next working day

No,  a personal guarantor is not mandatory.

The maximum amount you can borrow is KD70,000.

The maximum loan term for repayment is 15 years.