Beneficiary Maintenance

This is the functionality which allows the user to add an account as a Payee. If the user transfers funds to a particular payee very frequently, then he / she can add on the payee. While using the Funds Transfer functionality, the user need not always remember the details of the payee, if the payee has been added. The user needs to just specify the payee and the funds will be transferred to that payee’s account number.


Use this screen to view the list of payees.


On the first screen, you can choose the type of payee to view the list of payees that match the selected type. Transfer to other Gulf Bank accounts to those payees with accounts in Gulf Bank. Local payees are payees with accounts in other banks in Kuwait. International payees are payees with accounts in banks outside Kuwait.


You can select a payee and delete the same by clicking on link ‘Delete’


Details of the local and international payees can be viewed by clicking ‘link present on Payee id’


In order to add a new payee, click on ‘Add’ and you will be taken to the Payee Information - Add screen, where you can enter the details of the new payee.

Payee Information Add Screen

Use this screen for adding a new payee.For each type of payee, the information to be added is different

Transfer to other Gulf Bank Accounts

 

Field Description
Payee Name Name of the Payee to be added.
Account Number Account number of the payee in Gulf Bank.

Local

 

Field Description
Payee Name Enter the Name of the Payee
Account Number Enter the Account number of the payee in the other bank
Beneficiary Address Enter the Address of the Beneficiary
Payment Details Select from the combo present here. Any other payment information can be entered here.
Bank Routing Number Enter the routing number of the Beneficiary bank here. If you are not aware, leave it blank.
Select Bank Select from the list of local banks shown and other details regarding the bank to be populated. Confirm if the details are correct.
Your contact number Enter your contact number here so that if required, the bank can contact you to ascertain details regarding the beneficiary.

International

 

Field Description
Payee Name Enter the Name of the Payee
Account Number Enter the Account number of the payee in the other bank
Currency Select the currency of the payees account in the other bank
Beneficiary Address Enter the Address of the Beneficiary
Payment Details Select from the combo present here. Any other payment information can be entered here.
Bank Routing Number Enter the routing number of the Beneficiary bank here. If you are not aware, leave it blank.
Beneficiary Bank Name Enter the name of the beneficiary bank.
Bank Address Enter the details of the beneficiary bank address.
Your contact number Enter your contact number here so that if required, the bank can contact you to ascertain details regarding the beneficiary.
In order to proceed with the addition of the beneficiary, click ‘Submit’ and you will be taken to the verification screen where you  can verify all the details.
Using this screen you can verify the payee details entered by you.
After you click ‘Submit’ in the Add Payee screen, this screen is displayed.

Make sure

That ‘Details’ display the same information you entered.
To complete the request for adding a Payee, click ‘Confirm’ and you can view the confirmation details.
To make changes in the payee details, click ‘Change’ and you can re-enter the payee details.
 
After you click ‘Confirm’ on the Add Payee Verification Screen, this screen is displayed so that you can view the details of the payee you have added. The bank will authorize the payee you have added and only then the payee will be visible to you in funds transfer screens.

Make sure

That ‘Payee Details’ display the same information you entered
To add another Payee, click ‘Add Another’