Gulf Bank is offering "Samsung Pay" users the chance to earn 10% Cashback on their spends while using their Gulf Bank prepaid and credit cards at all dining and coffee shops in Kuwait, making your purchases more convenient, secure, and rewarding!

Who is it for?

  • Gulf Bank customers who have a Samsung mobile phone or wearable gadget.


  • Get a guaranteed 10% cashback on restaurants and coffee shops spends locally when you use your Gulf Bank prepaid or credit card with Samsung Pay.

  • All Gulf Bank credit cardholders and personalized prepaid cardholders are automatically enrolled in this campaign.

How to get the offer

  • Use your credit or prepaid card on dining and coffee shops locally using Samsung Pay.

  • A minimum spend of KD100 on your card during the campaign period is required to be eligible for the 10% cashback.


  • February 1, 2021 to March 31, 2021

Terms & conditions

  • The campaign is valid for all existing Gulf Bank credit and personalized prepaid card individual customers.
  • The 10% cashback will be applicable for local dining spends (restaurants and coffee shops) made using Gulf Bank credit and prepaid cards with Samsung Pay App.
  • The offer is not applicable if the transactions are made without using Samsung Pay.
  • The 10% cashback on dining and coffee shops is subject to meeting minimum spend criteria of KD100 on the dining/ coffee shops category during the campaign period.
  • Winners will get 10% cashback subject to maximum cashback amount of KD15 per customer for credit and prepaid cards.
  • No separate cashback will be awarded on the supplementary cards.
  • Dining transactions are categorized based on Merchant Category Codes (MCC) which are defined by VISA/ MasterCard. Transactions made in Kuwait at MCC of 5812, 5813, 5814, 5462, 3501 to 3999, 7011 are only entitled for 10% dining/ coffee shops cashback.
  • The cashback amount will be credited into customer’s card by 15th April 2021.
  • The cashback amounts are to be calculated and rounded down to the nearest integer.
  • The customer must have an active account with the bank and must not be delinquent to receive the cashback amount.
  • Only credit and prepaid card transactions posted during the campaign period will be eligible for earning 10% cashback.
  • The cashback amount will be credited to the card with highest spend made on the dining/ coffee shops category with Samsung Pay.
  • Gulf Bank holds the right to discontinue the offer at any time without any prior notification to the cardholders.

This offer is licensed by the Ministry of Commerce under license: 2101102286

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