Try WISE

Get a Personalized Investment Portfolio

Answer the following questions and we will design a portfolio for you. You can adjust the portfolio to fit your needs. The returns reflect historical performance. We track historical performance for more than 25 years to help you make more informed decision.

try-amount

How Much Do You Want to Invest?

Next
try-time

How Long Do You Want to Invest For?

Create Portfolio

This is a sample of the actual WISE journey.

WISE Investments provides Gulf Bank clients with the ultimate solution to invest in international markets in an easy, transparent, and cost-efficient way. WISE portfolios help our clients achieve their financial goals and grow their wealth over time.

Why Wise

Easy

In few minutes, we create an investment portfolio that meets your goals.

Why Wise

Transparent

Monitor your investment portfolio anywhere and anytime.

Why Wise

Cost Efficient

One low fee and reduced taxes.

How it Works

How it works

Get to know you

We take you through a simple questionnaire. In few minutes we determine your financial goals, risk appetite and time horizon to create a portfolio that meets your needs.

How it works

Create a plan

WISE service follows a Nobel Prize-winning investment strategy. The principle of WISE is to invest for the long term in globally diversified portfolio to achieve the ideal balance between risk and return.

How it works

Invest your funds

We invest your money in low cost international funds across different asset classes called Exchange Traded Funds (ETFs). We re-balance your portfolio annually to the target allocation.

How it works

Expert guidance

Our investment advisors are available to assist you in order to achieve your investment objectives.

Features

Features

Innovative approach that allows you to monitor your portfolio from your personal devices.

Details of your portfolio composition and performance will be available on your Mobile and Online Banking, in addition to a periodic statement sent to your email.

Features

Costs cut from your returns, even a small difference in investment fees makes a big impact on your long term gains

Our goal is to keep the total cost of managing your investment under 1% without any hidden fees or commissions. Together with the yearly rebalancing benefits, WISE portfolios on average provides a 1.4% extra return to your investment.

WISE Service Cost v/s Typical Funds 1.00%
Automatic rebalancing 0.40%
Total 1.40%
Features

Islamic portfolio

Now you can invest with your values. We are happy to provide you with a Shariah-compliant investment portfolio. Our Islamic portfolios consists of international equities and gold exposure that will help you achieve your financial goals.

Meet our certified Investment Management team

Dalya Al-Qassem

 

Dalya Al-Qassem

Head of Investment Management

Dalya Al-Qassem is Head of Investment Management Division with 17 years of experience in equity investment, real estate, wealth management, financial analysis, and fund management. She joined the Wealth Management Department in Gulf Bank in January 2011 and helped founding the Consumer Investment Unit in 2013. Mrs. Al-Qassem co-lead GBK team that built and introduced “WISE”, the first digital investment platform in Kuwait. She is responsible for the investment advisors in Gulf bank as well as designing customized investment solutions for the clients, as she is a registered Investment Advisor & Portfolio Manager with the Capital Markets Authority in the State of Kuwait, she has exceled in both institutional and client relationship management. Prior to joining Gulf Bank, she had worked for 6 years in BNP Paribas managing clients’ portfolios in the Wealth Management Department. Mrs. Al-Qassem holds a Bachelor of Science in Computer Science and Systems Engineering from Richmond University in London.

Rouquiah Al-Rifae

Rouquiah Al-Rifae

Investment Manager

Rouquiah Al-Rifae is a Senior Investment Manager with more than 15 years of experience. She is responsible for providing financial advice to Private clients on a range of investment products and evaluating such products that fit the clients’ profile and financial needs. Prior to working in Gulf Bank, she was an Investment Analyst in Commercial Bank of Kuwait (CBK) and worked at Kuwait and Middle East Financial Company (KMEFIC) analyzing stocks and managing in-depth financial valuations of different companies. Mrs. Al-Rifae earned her Bachelor’s Degree from the University of Denver, Colorado in 2003.

Ahmad Al-Fuwaires

Ahmad Al-Fuwaires

Investment Manager

Ahmad Al-Fuwaires is an Investment Manager with over 13 years of experience in the financial sector who worked in investments and real estate development institutions before joining Gulf Bank in 2017. Al-Fuwaires has served as a board member in several companies and is a registered Investment Advisor Representative with the Capital Markets Authority in the State of Kuwait. Ahmed holds a Bachelor’s of Business Administration with a focus in E-Commerce and Information Systems from Seattle University.

Hanan Al-Ashwak

Hanan Al-Ashwak

Investment Manager

Hanan Al-Ashwak is an Investment Manager with over 8 years of experience in the banking sector. She was a part of Gulf Bank’s development team that launched “WISE”, the first digital investment platform in Kuwait in 2016, and is responsible for providing investment advise for affluent clients. Hanan is registered as an Investment Advisor Representative with the Capital Markets Authority in the State of Kuwait, and earned her IISI certificate in the investment field. Hanan holds a Bachelor’s Degree in Environmental Technology Management from Kuwait University.

Disclaimer

Gulf Bank offers restricted advice, limited to recommending a suitable model portfolio. We will not assess the client's full financial position, yet we will consider the client's disclosed financial circumstances. We do not provide tax advice. Gulf Bank cannot guarantee any level of performance and/or that any client will avoid a loss of account assets. Any investment in securities involves the possibility of financial loss (including the loss of principal) that clients should be prepared to bear if/when occurs. Past performance is no guarantee of future results, and historical return distributions may not reflect actual future performance.

Tools & Calculators

Currency Converter
Al Danah Chances
Loan Calculator
Term Deposit Calculator
Wealth Loan Calculator