Interest-free installments, cashback program, and discounts on restaurants, retail, travel and more

Kuwait, 29 August 2020: As part of an expansive array of products and services, Gulf Bank offers its clients a variety of different cards designed to suit their banking needs and reward them every time they spend. Gulf Bank provides a variety of unique services to its cardholders, including Easy Pay and the Bank’s cashback program, in addition to the fastest rewards points program in Kuwait and numerous offers for restaurants and retail outlets.

Regarding the various exclusive services that Gulf Bank provides its clients, Ahmad Al Amir, Assistant General Manager for Corporate Communications at Gulf Bank, said: “We are always keen on finding innovative solutions that satisfy our clients’ needs. We are proud to offer a variety of cards designed to suit the various banking requirements of our customers and are constantly striving for continual innovation and enhanced levels of customer satisfaction.”

Easy Pay

As one of Gulf Bank’s exclusive programs, “Easy Pay” aims to make the shopping experience that much more convenient. With Easy Pay, Gulf Bank credit cardholders can shop from a variety of different vendors and pay for their purchases in installments over the course of 12 months, with 0% interest. For example, if a customer were to buy items worth KD 240 from a participating Easy Pay outlet, they will be billed KD 20 every month for 12 months at 0% interest and no processing fees. Easy Pay makes shopping easier at over 100 participating outlets both locally and abroad from a variety of different categories including electronics, airlines, automotive, furniture, and more.

Gulf Bank designed the Easy Pay program as part of its ongoing commitment to customer satisfaction and ensuring the Bank is meeting the needs and aspirations of their clients. The list of Easy Pay participating partners is thus carefully curated and selected according to Gulf Bank clients’ preferred shopping outlets. The process of enrolling any transaction at participating shopping outlets into Easy Pay is seamless. Customers can simply request Easy Pay at the merchant outlet prior to making their purchase, and do not need to submit any additional documents or call the bank. The cashier at the merchant outlet will then process the credit card transaction on the dedicated Easy Pay terminal, and the transaction will be automatically converted into Easy Pay. Customers can also avail multiple Easy Pay facilities on their credit cards at the same time.

Gulf Bank Cashback Program

With Gulf Bank, all Cashback credit cardholders enjoy the highest rewarding cashback program in Kuwait. Gulf Bank’s Cashback program is designed to add value to the shopping experience with cash rewards whenever cardholders spend using their Visa Platinum or Mastercard Titanium Cashback credit cards. Through the Gulf Bank Cashback program, cardholders can receive up to 10% cashback whenever they spend at any grocery, Co-ops and supermarket locations locally & globally, and up to 5% cashback whenever they use their credit cards at other outlets locally or globally, including shopping online through e-commerce websites.

Gulf Bank Rewards Programs

Gulf Bank credit cardholders can also take advantage of the Gulf Points program, the fastest rewarding program in Kuwait. The program, which all Gulf Bank credit cardholders are automatically enrolled into free of charge, gives cardholders valuable points to use with every transaction made using a Gulf Bank credit card, with the ability to earn even more points when using their credit cards abroad. Credit cardholders can redeem their points to avail a variety of benefits, including free airline tickets with all airlines and free hotel accommodation at over 300,000 hotels worldwide without blackout dates. In addition, credit cardholders can also earn airline miles with the airline of their choice. In the event that users do not have enough Gulf Points to complete the booking process, cardholders can choose to pay a portion of their bill using their Gulf Bank credit cards, earning even more Gulf Points in the process. Clients also get free travel insurance upon redeeming their airline tickets.

The Gulf Dining program provides Gulf Bank credit cardholders with instant discounts of up to 25% at over 550 renowned restaurants and coffee shops outlets in Kuwait, with the ability to earn Gulf Points on all transactions.

The Gulf Promotions program allows Gulf Bank credit cardholders to avail instant discounts of up to 30% at over 300 retail outlets in Kuwait across a variety of segments, including travel, entertainment, health, beauty and lifestyle.

24/7 Concierge Service

Gulf Bank clients can enjoy the comfort and convenience of 24/7 local concierge services designed to ease the process of school fee payments, car registration, and making travel arrangements, including delivery of airline tickets.

Free Family Travel Insurance

Gulf Bank clients also receive free travel insurance for themselves and their families when purchasing airline tickets using their Gulf Bank credit cards, which can be used for the Schengen Visa application.

Worldwide Lounge Access

Gulf Bank credit cardholders also enjoy unlimited complimentary lounge access at airports all over the world.

Gulf Bank Prepaid Cards

Gulf Bank’s prepaid card is the ideal card for customers looking to manage their day-to-day finances. Prepaid cards, which can be loaded with any amount depending on the cardholder’s needs, can be used easily and securely by people of all ages, including children.

With the Gulf Bank Prepaid Card, cardholders can also enjoy discounts at their favorite restaurants. As part of the Gulf Dining Program, cardholders can redeem instant discounts of up to 25% at over 550 restaurants and coffee shops across Kuwait. Cardholders can also enjoy the benefits of the Gulf Promotions program and redeem instant discounts of up to 30% at over 300 retail outlets, enjoying offers across a variety of segments including travel, entertainment, health, beauty and lifestyle.

Gulf Bank’s Prepaid Gift Card, which launched last year, offers customers the perfect gift idea to celebrate any occasion, and is ideal for friends and family who love shopping. The Prepaid Gift Card is available at all Gulf Bank branches and can be collected, activated and loaded with the amount requested by the customer to gift to their loved ones.

In February of this year, Gulf Bank also launched its Special Edition - Feb 2020 prepaid card with a Kuwaiti flag design in celebration of the National Day holidays. The limited edition prepaid card is a reloadable card that offers cardholders a variety of exclusive benefits, including being free for the first year and valid for 3 years. Cardholders can also avail instant discounts of up to 25% at over 550 local restaurants and discounts of up to 30% at over 300 retail outlets in Kuwait. As with all Gulf Bank prepaid cards, the new limited edition card is reloadable, and offers users faster payments on service-enabled POS terminals with Gulf Bank Tap & Pay, enhanced security, safety and convenience with EMV chip technology, and global acceptance at more than two million ATMs and 33 million point-of-sale terminals worldwide. The new card is available for both Gulf Bank customers and employees.