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What are the fees to use an ATM?

As a Gulf Bank customer, using a gulf Bank ATM card and at Gulf Bank ATM machine, there are absolutely no fees. Find the nearest Gulf Bank ATM by using the branch locator search tool on our website.

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How to receive an OTP?

OTPs are sent automatically via SMS or Push notifications message when you shop online or authorize transactions. Ensure your mobile number is up to date and roaming is activated.

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Can I use the Mobile Banking service without downloading any application?

Yes, you can use your smart phone’s browser by visiting to access the browser friendly version of Mobile Banking app. [Include URL here]

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Credit Rating Disclosure

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Ministries' Salaries

A regularly updated schedule for all Ministries. Quick and easy way to know when your salary will be paid. We know how important your salary is to you, and to keep your mind at ease, you will find all the information you need below on when your salary will be paid. All Ministries? Salaries will be d...

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Gulf Bank’s Credit Rating by Fitch

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Gulf Bank's Credit Rating by Fitch

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Net Stable Funding Ratio (NSFR) as 30 June 2024

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Net Stable Funding Ratio (NSFR) as 31 March 2023

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Standard & Poor's Maintains "A-" Rating for Gulf Bank

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