We would like to clarify that Moody's Credit Rating has, on 28 April 2014, released a report on our bank, which did not contain any changes to the Bank's credit ratings. This report reflects the bank's ability to preserve the quality of its assets, its capitalization and its sound liquidity position, as well as its growth plans that are relatively prudent, and its focus on its core banking business in the market.

The ratings were affirmed as follows: