Terms & Conditions

Gulf Bank Corporate Credit Cards Terms and Conditions of Issuance and Usage Gulf Bank Prepaid Cards Terms and Conditions of Usage Gulf Bank Debit Cards Terms and Conditions of Usage Gulf Bank Credit Cards (MasterCard/Visa) Terms and Conditions of Issuance and Usage

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How much does Gulf bank charges on Debit or Credit Cards overseas transactions?

If the transactions are made across border (outside Kuwait), you will be charged 3.5%, (which is inclusive of MasterCard & Visa fees of 1.2% to 1.5%).

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What are the fees to use an ATM?

As a Gulf Bank customer using a Gulf Bank ATM card at a Gulf Bank ATM machine, there are absolutely no fees. Find the nearest Gulf Bank ATM by using the branch locater search tool on our website.

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What are the fees to use an ATM?

As a Gulf Bank customer, using a gulf Bank ATM card and at Gulf Bank ATM machine, there are absolutely no fees. Find the nearest Gulf Bank ATM by using the branch locator search tool on our website.

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How to receive an OTP?

OTPs are sent automatically via SMS or Push notifications message when you shop online or authorize transactions. Ensure your mobile number is up to date and roaming is activated.

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How is my Cashback rewards calculated?

The Cashback rewards will be calculated according to the tier. Please refer to the table below: * Minimum spend of KD 100 monthly is required to qualify for CashbackGrocery and SupermarketsCash Spends...

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Can I use the Mobile Banking service without downloading any application?

Yes, you can use your smart phone’s browser by visiting to access the browser friendly version of Mobile Banking app. [Include URL here]

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What if my credit card is lost or stolen?

If your card is lost or stolen, you should immediately report this to Gulf Bank - Call 1 805805 or +965 2 2444383 if you are outside Kuwait. You won't be liable for any unauthorized purchases or withd...

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Are there different rules and discount percentages for each restaurant?

Yes, there is a different rules and percentage of discounts for each restaurant, please check the desired restaurant page before visitation Click here

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Maintain Your Balance To Increase Your Chances of Becoming the Next Al Danah KD 500,000 Winner

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