Supplementary Disclosure On the Feasibility Study for the Proposed Merger between Gulf Bank and Warba Bank

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What is the validity of my “Gulf Points”?

...for a period of 36 months starting from the transaction date.

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• Gulf Points

What is Gulf Cashback Program?

...for spends while using the Gulf Bank Cashback Credit Cards.

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• Gulf Bank Cashback Program

Is there a minimum spend to be eligible for the Gulf Points program with the red plus card?

There is no minimum spends to participate in the Gulf Points program.

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• red plus Prepaid Card

What if I don’t have my mobile number registered in my Gulf Bank account?

...for Mobile Banking usage.

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• 24/7 Banking

What is the account opening criteria?

...for all draw types).

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• AlDanah

Gulf Bank Launches Exclusive ATMs Instant Reward Campaign

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What is the duration for the Cashback rewards to be credited to my account?

The Cashback amount will reflect based on settled transactions (except cash) after each statement cycle ( 1st of every month)

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• Gulf Bank Cashback Program

VITA DEI FIORI

VITA DEI FIORI 10% Off On 9 cards

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• Merchant Offer Discounts

Gulf Bank Announces the Winners of the Forty-Fifth Al Danah Weekly Draw for 2012

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