Kuwaitis and non-Kuwaiti residents whose age is 21 or older. Minors follow the normal Minor’s Procedure.

AlDanah is a non-interest account, which gives customers the chance to enter draws that will be held year-round.

The draws are conducted in the presence of a representative from CBK Grant Thornton and external Auditor RSM supervises the entire process. All eligible accounts are entered into the program which randomly and electronically selects the winner after assigning respective chance values.

Minimum KD200 is required to open an AlDanah account and a minimum of KD200 is required to enter the draw and accrue chances (for all draw types).

Yes, the AlDanah draw process is subject to specialized technical review. External auditors, (approved by CBK) specifically RSM and Grant Thornton, representing the Central Bank of Kuwait (CBK) have conducted a full review of the program and its execution. This independent audit is a regulatory requirement set by the CBK to ensure that the draw process is transparent, fair, and compliant with all applicable standards

The AlDanah draw system is fully automated, and yes, it is governed by a set of criteria and conditions.

Visit any of our branches and you can deposit money into your AlDanah account immediately.

You can also transfer funds through our Mobile Banking application or through our Customer Contact Center at 1805805.

For an even more convenient transfer process, you can use Gulf Bank’s cash deposit ATMs to deposit your money into your AlDanah account or deposit through the new ePay (Self-Pay) Service.

The number of chances you earn is directly linked to the balance in your account each day. The more and the longer you save, the more chances you have to win with AlDanah.

The only currency available is Kuwaiti Dinars.

There is no limit. The higher your balance, or the longer you maintain that balance, the more chances you earn to win.

Save more and save longer to earn more chances to win with AlDanah

The chance to win cash prizes throughout the year

Access to your money at all times

The customer receives one chance for every KD100 every day

The minimum amount to open an account is only KD200

Secure banking services through the Mobile Banking application

Free AlDanah Deposit Only ATM card, which allows account holders to deposit money into their accounts at their convenience

AlDanah chances calculator available on Gulf Bank’s website and application

Customer Contact Center available 24/7 at 1805805

WhatsApp service available at 1805805

There are no charges on accessing your money.

No, there are no cancelation charges. This is your money after all, and you can choose to close your account with no fee or deductions applicable.

If your account becomes dormant, this will not affect your chances, and yes, you will still be eligible to enter all the draws. Terms and conditions apply.

No, salary or allowance transfers are not allowed for this account type.

Only available in Kuwait Dinars

No ATM withdrawal facility

A non-interest-bearing account

The alternate winner will be selected if the winner’s AlDanah account is closed and any of the winner’s accounts with the Bank has a hold for legal reasons

Customers must open their account by the account open date (last date to deposit) in order to qualify for each specified draw

In order to be eligible for a draw, the minimum balance of KD200 or above must be maintained until after the draw has been held

Employees of Gulf Bank, marketers, distributors, showrooms, companies and establishments participating in the promotion/ draw, as well as merchants carrying out the same business activity of the Gulf Bank, in addition to all their employees, spouses and relatives up to second degree, ministries or government entities purchasing in their official capacity, may not participate in the Al Danah draw. Any winner in violation of this clause shall not be entitled to claim the prize otherwise will be forced to return the prize to Gulf Bank. Gulf Bank shall have the right to deduct the amount directly from the account(s) of such winner without obtaining an approval

In addition to the above, the terms and conditions stated in the Account Opening Form and the Terms & Conditions Booklet also apply (available at branches upon opening an account)

If you win, the prize money will automatically be deposited in your account immediately within the next 2 business working days.

The draw schedule varies every year. Please refer to the draw schedule for draw dates this year.

Yes, customers can attend the draws upon the Bank’s invitation.

Yes, the Bank announces all the names of winners on its official website, in newspapers, and on social media.

According to the new Central Bank of Kuwait regulations, winners will be subject to an exclusion period based on the prize amount:

• For prizes below KD 50,000, a 90 day exclusion period applies from the date of the draw.
• For prizes above KD 50,000, a 365 day exclusion period applies from the date of the draw.