Working hours during Ramadan

On the occasion of the Holy Month of Ramadan, Gulf Bank wishes you and your family its warmest greetings.

Gulf Bank’s Ramadan working hours will be as per the below:

Branch Network:

  1. All branches: 10:00 AM – 1:30 PM
  2. Airport branch:
  • 11:30 AM – 3:30 PM
  • 8:30 PM – 11:30 PM
  • 1:00 AM – 5:00 AM

Interactive Teller Machines (ITM):

  • 9:30 AM - 5:30 PM
  • 7:30 PM – 11:45 PM
  • 11:45 PM – 12:30 AM (non-financial transactions only)

Gulf Bank is at your service around the clock and is available on 1805805.

Ramadan Mubarak.

Looking for anything in particular?

AlDanah is a non-interest account, which gives customers the chance to enter draws that will be held year-round.

Kuwaitis and non-Kuwaiti residents whose age is 21 or older. Minors follow the normal Minor’s Procedure.

Minimum KD200 is required to open an AlDanah account and a minimum of KD200 is required to enter the draw and accrue chances (for all draw types).

The draws are conducted in the presence of a representative of the Ministry of Commerce and The Kuwait Ministry of Commerce supervises the entire process. All eligible accounts are entered in the program which randomly and electronically selects the winner after assigning respective chance values.

Yes, Ernst and Young have performed a full review on the AlDanah draw program and process as a requirement of the Ministry of Commerce & Industry.

The AlDanah draw system is fully automated, and yes, it is governed by a set of criteria and conditions.

Visit any of our branches and you can deposit money into your AlDanah account immediately. You can also transfer funds through our Mobile/ Online Banking application or through our Customer Contact Center at 1805805. For an even more convenient transfer process, you can use Gulf Bank’s cash deposit ATMs to deposit your money into your AlDanah account or deposit through the new ePay (Self-Pay) Service.

The number of chances you earn is directly linked to the balance in your account each day. The more and the longer you save, the more chances you have to win with AlDanah.

There is no limit. The higher your balance, or the longer you maintain that balance, the more chances you earn to win.

The only currency available is Kuwaiti Dinars.

Save more and save longer to earn more chances to win with AlDanah

The chance to win cash prizes throughout the year

Access to your money at all times

Chances accrued from 1st January 2022

All chances earned by existing customers in 2022 (from 1st January 2022 to 31st December 2022) will be added to their 2023 chances for all draws to reward them for their loyalty. However, customers will need to ensure that they qualify for the draw and that their balance doesn’t drop below KD200

The customer receives one chance for every KD100 every day

The minimum amount to open an account is only KD200

Free SMS alert with every transaction

Secure banking services through the Online Banking and Mobile Banking application

Free AlDanah Deposit Only ATM card, which allows account holders to deposit money into their accounts at their convenience

AlDanah chances calculator available on Gulf Bank’s website and application

Customer Contact Center available 24/7 at 1805805

WhatsApp service available at 1805805

Free SMS alert with every transaction

There are no charges on accessing your money, however, a KD2 charge per month will be applied if the account balance drops below KD200 on any given day of the month.

No, there are no cancelation charges. This is your money after all, and you can choose to close your account with no fee or deductions applicable.

If your account becomes dormant, this will not affect your chances, and yes, you will still be eligible to enter all the draws. Terms and conditions apply.

No, salary or allowance transfers are not allowed for this account type.

Only available in Kuwait Dinars

No ATM withdrawal facility

A non-interest-bearing account

The alternate winner will be selected if the winner’s AlDanah account is closed and any of the winner’s accounts with the Bank has a hold for legal reasons

Customers must open their account by the account open date (last date to deposit) in order to qualify for each specified draw

In order to be eligible for a draw, the minimum balance of KD200 or above must be maintained until after the draw has been held

There will be 10 winners in any of the monthly draws irrespective of any holidays

No monthly draws will be held when they coincide with any of the quarterly draws

No monthly winner of the KD1,000 will win two prizes of KD1,000 in the same month

Employees of Gulf Bank, marketers, distributors, showrooms, companies and establishments participating in the promotion/ draw, as well as merchants carrying out the same business activity of the Gulf Bank, in addition to all their employees, spouses and relatives up to second degree, ministries or government entities purchasing in their official capacity, may not participate in the Al Danah draw. The Ministry of Commerce and Industry, at its sole discretion, may grant exceptions according to the nature of the promotion/ draw. Any winner in violation of this clause shall not be entitled to claim the prize otherwise will be forced to return the prize to Gulf Bank. Gulf Bank shall have the right to deduct the amount directly from the account(s) of such winner without obtaining an approval

In addition to the above, the terms and conditions stated in the Account Opening Form and the Terms & Conditions Booklet also apply (available at branches upon opening an account)

Prize #Winners Draw Date Last Date to Deposit & Qualify
KD1,000 10 Monthly* 7 days before the draw
KD100,000 1 April 13, 2023 January 31, 2023
KD1,000,000 1 July 13, 2023 March 31, 2023
KD100,000 1 October 12, 2023 June 30, 2023
KD 1,500,000 1 January 18, 2024 September 30, 2023

*Note: There will be no monthly draws in February 2023/ May 2023/ August 2023/ November 2023.

Monthly draws:

  • The last date to deposit is 7 days before the draw, and a balance of KD200 or above must be maintained until after the draw has been held.

Quarterly draws:

  • Quarter 1: The last date to deposit and enter is January 31st, 2023, and a balance of KD200 or above must be maintained until after the draw has been held on April 13th, 2023.
  • Quarter 2: The last date to deposit and enter is March 31st, 2023, and a balance of KD200 or above must be maintained until after the draw has been held on July 13th, 2023.
  • Quarter 3: The last date to deposit and enter is June 30th, 2023, and a balance of KD200 or above must be maintained until after the draw has been held on October 12th, 2023.

Yearly draws:

  • The last date to deposit and enter is September 30th, 2023, and a balance of KD200 or above must be maintained until after the draw has been held on January 18th, 2024.

If you win, the prize money will automatically be deposited in your account immediately within the next 2 business working days.

Yes, these details of the winners are provided to the Consumer Protection Department in the Ministry of Commerce & Industry after each draw.

The draw schedule varies every year. Please refer to the draw schedule for draw dates this year.

Yes, customers can attend the draws upon the Bank’s invitation.

Yes, the Bank announces all the names of winners on its official website, in newspapers, and on social media.

Tools & Calculators

Currency Converter
Al Danah Chances
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