Working hours during Ramadan

On the occasion of the Holy Month of Ramadan, Gulf Bank wishes you and your family its warmest greetings.

Gulf Bank’s Ramadan working hours will be as per the below:

Branch Network:

  1. All branches: 10:00 AM – 1:30 PM
  2. Airport branch:
  • 11:30 AM – 3:30 PM
  • 8:30 PM – 11:30 PM
  • 1:00 AM – 5:00 AM

Interactive Teller Machines (ITM):

  • 9:30 AM - 5:30 PM
  • 7:30 PM – 11:45 PM
  • 11:45 PM – 12:30 AM (non-financial transactions only)

Gulf Bank is at your service around the clock and is available on 1805805.

Ramadan Mubarak.


  • Customer benefits from higher interest rate by opening the deposit for a longer tenor

  • Interest is paid monthly, therefore customer does not have to wait until maturity to receive interest

  • Secured deposit and interest amount is guaranteed if deposit is held until maturity

  • Interest rate is fixed for the entire tenor

  • Competitive rate of interest depending on tenor and deposit amount

  • The higher the deposit amount and longer the tenor, higher the interest rate

  • On maturity the deposit is renewed automatically at the prevailing rate of interest

  • No restriction on maximum deposit amount


  • Terms Available – 3 months, 6 months, and 12 months

  • Interest is calculated on a daily basis

  • Interest is paid on a monthly basis

  • The principal amount of the deposit is locked in until maturity

  • If deposit is broken before maturity, all monthly interest amounts that was paid shall be deducted from the principal amount

  • The term of the deposit cannot be changed until maturity

  • Available in KWD

Opening deposit

  • KD 5,000.

Terms and Conditions

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