Introduction

Enjoy home furniture shopping from IKEA® with Easy Pay & pay 12 monthly installments at 0% interest using Gulf Bank credit cards.

Easy Pay Eligibility

  • All Gulf Bank credit cards

  • Minimum purchase value is KD50 at any IKEA® outlet

  • Easy Pay is not available for charge cards

Benefits

  • Divide your purchases at IKEA® outlets over 12 monthly installments with 0% interest and no processing fees

  • Easy Pay plan can be availed multiple times

How Does Easy Pay Work?

  • Pay for your purchase at IKEA® outlets using an eligible credit card

  • To know whether your card is eligible for Easy Pay or not, send an SMS with the word "Easy" followed by the last 4 digits of your card number to 1805805 (example: Easy 1234)

  • Ask for the Easy Pay option at the cashier or sales assistant at the outlet before you make your purchase

Example:

When you buy items worth KD240 from IKEA® outlets with Easy Pay, you will be billed KD20 every month for 12 months with 0% interest and no processing fees

FAQs

  • Easy Pay is a feature on Gulf Bank credit cards which gives you convenience to convert your high value purchases at participating merchants into 12 monthly installments at 0% interest

  • Ask for Gulf Bank’s Easy Pay at the merchant before making your purchase

  • The minimum purchase value is KD50. This transaction should be performed at the participating POS merchant outlet on an Easy Pay-dedicated terminal, in order to be converted to 0% Easy Pay

  • Easy Pay will show in a separate box in the body of the card statement under the heading Easy Pay Summary. The Easy Pay table will show merchant name, monthly installment amount, current installment number, and remaining installments

  • Yes. You will be notified by SMS confirming that the transaction is converted to 0% Easy Pay. You will also be able to check Easy Pay details on the monthly credit card statement

  • No. The tenor of Easy Pay is 12 months and cannot be changed

  • Yes. You can avail Easy Pay multiple times. Every time you make a high value purchase from any of the participating merchants, you can convert the transaction to 0% Easy Pay

  • Gulf Bank reserves the right to levy service charges and penalty if the Easy Pay monthly installment is not paid in a particular month. Further, if the Easy Pay installments are not paid for 2 consecutive months, the Easy Pay plan will be canceled, and any outstanding balance will become immediately due and service charges will apply

  • You can avail Easy Pay on any product, as long as the total invoice value is at least KD50. Merchant Terms and Conditions apply

  • Yes, you can return the items as per the refund policy of the merchant. The refund amount will be processed on the same credit card that was used for the Easy Pay transaction. There would be no cash refund admissible

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