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Al Danah is a non-interest account, which gives customers the chance to enter draws that will be held across the year.

Kuwaitis and non-Kuwaiti residents.

Customers must be at least 21 years of age (Minors follow the normal Minor’s Procedure).

Minimum KD200 is required to open an Al Danah account.

Minimum account balance of KD200 is required to enter the draw and to accrue chances (for all draw types).

The draws are conducted in the presence of a representative of the Ministry of Commerce. The Kuwait Ministry of Commerce supervises the process. All accounts that meet the eligibility are entered in the program, which randomly and electronically selects the winner after assigning respective chance values.

Visit any of our branches and you can deposit money into your Al Danah account immediately. You can also transfer funds online or through CCC (Customer Contact Center) on 1805805. And for a more convenient transfer process, use Gulf Bank’s cash deposit ATMs to deposit your money into Al Danah or deposit through the new ePay (Self-Pay) Service.

The number of chances you earn is directly linked to the balance in your account each day.

Save more and save longer to earn more chances to win with Al Danah.

So increase your balance and save longer - you could be the next lucky Al Danah winner.

There is no limit. The higher your balance, or the longer you maintain that balance, the more chances you earn to win.

Save more and save longer to earn more chances to win with Al Danah

The chance to win cash prizes throughout the year

Access to your money at all times

Chances accrued from 1st Jan 2020

All chances earned by existing customers in 2019 (from 1st Jan 2019 to 31st Dec 2019) will be added to their 2020 chances for all draws, to reward them for their loyalty. However, customers will need to ensure that they qualify for the draw and that at no point in time will their balances drop below KD 200

Customer receives one chance for every KD 100 every day

Minimum amount to open an account is only KD 200

Free SMS alert with every transaction

Secure banking services through the Online Banking and Mobile Banking application

Free Al Danah Deposit Only ATM card, which allows account holders to deposit money into their accounts at their convenience

Al Danah chances’ calculator available on Gulf Bank’s website and app

Customer Contact Center available 24/7 at 1805805

WhatsApp service 65805805

Free SMS alert with every transaction

No charges on accessing your money

KD 2 charge per month will be applied if account balance drops below KD 200 on any given day of the month

No. This is your money after all, and you can choose to close your account with no fee or deductions applicable.

If your account becomes dormant, this will not affect your chances, and yes, you will still be eligible to enter all the draws. Terms and conditions apply.

No salary or allowance transfer is allowed for this account type.

Al Danah accounts only.

Available in KD only.

No ATM withdrawal facility.

A non-interest-bearing account.

The alternate winner will be selected if the winner’s Al Danah account is closed and any of the winner’s accounts with the Bank has a hold for legal reasons.

Customers must open their account by the account open date (last date to deposit) in order to qualify for each specified draw.

In order to be eligible for a draw, the minimum balance of KD200 or above must be maintained until each draw date.

The number of weekly winners will not be reduced based on the number of holidays for the week, there will be 5 winners weekly despite of any holidays.

No weekly winner of the KD1,000 will win two prizes of KD1,000 in the same week.

Employees of Gulf Bank, employees of service providers and persons involved with promoting, marketing and/or carrying out any activity related to the draw and/or the prize, their spouses, their relatives up to the second-degree and any other person or entity excluded in accordance with the regulations of the Ministry of Commerce and Industry are not allowed to participate in the draw. Any winner in violation of this prohibition is under the obligation to immediately return the prize to Gulf Bank, which shall be cancelled. Gulf Bank shall have the right to deduct the amount directly from the account(s) of such winner without obtaining an approval.

In addition to the above, the Terms & Conditions stated in the Account Opening Form and the Terms & Conditions Booklet also apply. Available at branches upon opening an account.

Unfortunately, it’s available in Kuwaiti Dinar only.

Prize Amount # Winners Draw Date Last Date to Deposit & Qualify
KD 1,000 5 Weekly 2 days before the draw
KD 250,000 1 April 16, 2020 January 31, 2020
KD 250,000 1 July 16, 2020 March 31, 2020
KD 250,000 1 October 15, 2020 June 30, 2020
KD 1,500,000 1 January 14, 2021 September 30, 2020

Weekly draws:

- Account open date and last date to deposit is 2 days before the draw date (Draw date is usually the beginning of every week (on Sundays), so cutoff date is Thursday).

Quarterly draws:

- Quarter 1: The last date to deposit and enter is January 31st, 2020, and a balance of KD200 or above must be maintained until April 16th, 2020 (Draw Date).

- Quarter 2: The last date to deposit and enter is March 31st, 2020, and a balance of KD200 or above must be maintained until July 16th, 2020 (Draw Date).

- Quarter 3: The last date to deposit and enter is June 30th, 2020, and a balance of KD200 or above must be maintained until October 15th, 2020 (Draw Date).

Yearly draws:

- The last date to deposit and enter is September 30th, 2020, and a balance of KD200 or above must be maintained until January 14th, 2021 (Draw Date).

If you win, the prize money will automatically be deposited in your account immediately within the next 2 business working days.

The Al Danah draw system is fully automated, and yes, it is governed by a set of criteria and conditions.

Yes, Ernst and Young has performed a full review on the Al Danah draw program and process, as a requirement of the Ministry of Commerce & Industry.

Yes, these details of the winners are provided to the Consumer Protection Department in the Ministry of Commerce & Industry after each draw.

The draw schedule varies every year. Please refer to the draw schedule for draw dates this year.

Yes, customers can attend the draws upon the Bank’s invitation.

Yes, the Bank announces all the names of winners on its official website, in newspapers and on social media.

Tools & Calculators

Currency Converter
Al Danah Chances
Loan Calculator
Term Deposit Calculator