Gulf Bank is thrilled to introduce its new "Gulf Points" program, the fastest and most rewarding program in Kuwait that gives you valuable points to use for free airline travel, hotel accommodation plus special seasonal packages.

Earn points with every transaction you make using your Gulf Bank credit card. You earn even more points when you use your credit card abroad.

All this and more is offered to you for free with "Gulf Points" program.


  • There are no blackout dates when you book your flights with points. You can fly with any airline, anytime of the year, with Gulf Points.

  • Earn Airline Frequent Flyer miles also, on your travel, when you use your points to book a flight ticket with Gulf Points.

  • If you do not have enough points to use for travel booking, you can pay the remaining balance with your Gulf Bank Credit Card and you will still earn points for this payment.

  • No minimum purchase is required to earn points.

  • All existing Gulf Bank credit cardholders are automatically enrolled.

Earning points

  • For every KD1 spent, Gulf Bank credit card holders will earn points for transactions completed at Point of Sale (POS) machines and Internet purchases.

  • To double your points internationally you need to pay with the local currency of the country you’re visiting.

Card Type Amount of KD Spent Points Earned Locally and In Europe Points Earned Internationally
(Except Europe)
Classic 1 1 2
Titanium/Platinum 1 2 3
Signature 1 2 4
Infinite/World 1 3 5
World Elite 1 3 6

* You need to pay with the local currency of the country you’re visiting to double your points internationally.

Rose Gold Earnings

  • Spend Category

    Number of Points (per/ KD1 Spent)

    Spas/ Salons/ Gyms*




    International Online Shopping


    Other Local or International Spends


*Spas’, Salons’, and Gyms’ earnings are limited to 20,000 points per month.

What can you use your points for?

  • Free air ticket with all airlines.

  • Stay at any of the 300,000 hotels available worldwide.

  • Enjoy the special packages offered by Alghanim Travel for air tickets and hotel accommodations.

How to join the gulf points programs?

  • All existing Gulf Bank credit cardholders are automatically enrolled.

  • Login to your Gulf Bank Online Banking account to view or use your points

  • Apply for credit card Click here

  • Begin earning points and enjoy the benefits.

Terms & conditions


For any inquiry, change or cancellation related to your travel booking, please contact any of the following:

  • AlGhanim Travel Agency dedicated line for Gulf Bank Customers:
    • Phone number: +965 1802112 (Ext: 78091 / 78093 / 78094)
    • WhatsApp number: +965 97277415
  • Email:
  • Visit AlGhanim Travel Agency – Sharq, Ahmad Al Jaber Street, Dar Al Awadhi Complex

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