Who is it for?

  • Kuwaiti nationality

  • Working in ministries, semi-government, oil sector

  • Newly recruited or already employed and transferring their salary from other banks.

  • Minimum salary of KD600


Cash gift up to KD1,000

Loans up to KD70,000 with a repayment period of 15 years*

Consumer loan up to KD25,000 with a repayment period of 5 years*

Free credit card for 1 year

Automatic enrollment in the best and fastest rewards program with Gulf Bank credit cards

Presence in all major car showrooms


*Subject to the Rules and Regulations of Central Bank of Kuwait and Gulf Bank Credit Policy

Special packages

• New Kuwaiti salary female customers working in ministries will get:

The customer can choose either the cash gift of up to KD1,000 or the stc offer.

1. Kuwaiti salary offer in collaboration with stc:

Gulf Bank cooperates with stc Telecommunication by providing an exclusive package for Kuwaiti salary account female customers when transferring their salary to Gulf Bank.

The gift is based on salary tiers:

Salary Tiers The stc Package Cash Gift
KD600 - KD999 iPhone 15 Pro 256GB or Samsung Galaxy s24 Ultra 256GB + free unlimited calls and internet for 2 years + media subscriptions + a gold number -
KD1,000+ + KD400 cash gift*

* The cash gift will be added to the stc package if the salary is KD 1,000 and above.

* stc offer terms and conditions

2. Special Welcome Gift from Nazek customized office desk set, or tea & coffee set.

• Kuwaiti salary female customers with salary transfer upon issuance of Rose Gold credit cards will get:

1. An annual fee waiver of two years for Mastercard Rose Gold credit cards.

2. Free 10,000 Welcome Gulf Points

3. Free 6 valet parking visits*


*Valet Parking Locations:
Al Salhyia Main Gate & New Gate / Avenues Ikea Gate, Ysk Gate, Villa Firoz Gate, Next Gate, 2nd Avenue Gate (That Al Salasil) / 360 Mall Main Gate, Bloomingdales gate, ARENA / Al Kout Mall Gate 1 & 2 / The Warehouse Gate 6 / Al-Salam International Hospital/ Gate Mall Gate 1 / Royal Hayat Hospital / Gia (AQARAT)

• A complimentary ride from Rove to receive the new car from the showroom for new Auto Loan female customers.

Who is it for?

  • Preferred customers
  • Minimum salary of KD2,000


  • Customer can get an instant cash gift of up to KD1,000
  • One-year free credit card.
  • Free safety deposit box (first year only)


  • Offer is valid for new recruits and salary customers transferring from other banks
  • The offer is valid until December 31, 2024
  • Only Kuwaitis working in ministries/ semi-government/ oil sector are eligible for the cash gift


Secure banking services through online banking and mobile banking app

A chance to become a millionaire by opening an AlDanah Millionaire account

WhatsApp service and 24/7 Customer Contact Center available at 1805805

Discounts at select merchants and restaurants in Kuwait

Free safety deposit box (first year only)

Terms and Conditions

  • The salary package is exclusively designed for Kuwaiti citizens.
  • New Kuwaitis working in ministries/ semi-government/ oil sector will receive the cash gift during the second week of the following month upon the first salary transfer, excluding:
    • Allowance-only transfers
    • Kuwaitis with a basic salary less than KD600 (allowances are required to be transferred for salaries above KD350 and below KD600)
    • Private sector employees and retirees
  • Gulf Bank reserves the right to refund the salary transfer cash gift by deducting it from the account in case of:
    • Customer transferring salary to another bank within 24 months from the date of cash gift deposit.
  • Gulf Bank shall not be obligated to issue a clearance certificate to the customer unless the customer pays back the cash gift to the bank


License number: 2401100193

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