Who is it for?

  • Customers with a salary of KD 300 or more.



Gulf Points

  • Automatic Free enrollment in the fastest rewarding program in Kuwait providing free flights and hotel stays

  • Use your points and book online across any airline and 300,000 global hotels

  • For every KD1 spent earn 2 points locally and 3 points internationally

  • Earn frequent flyer miles on your travels when using your points with the airline of your choice

  • If you do not have enough points to use for travel booking, you can pay the remaining balance with your Gulf Bank Credit Card and you will still earn points for this payment

  • For more details Click here



Gulf Dining

  • Instants discounts up to 25% at over 550 renowned restaurants & coffee shops in Kuwait

  • Earn Gulf Bank points on all transactions

  • To check out the dining list Click here

Gulf Promotions

  • Instant discounts up to 30% at over 300 retail outlets in Kuwait across travel & entertainment, health & beauty and lifestyle segments

  • Earn Gulf Bank points on all transactions

  • To see the promotions list Click here


  • Use your Gulf Bank Credit Card for purchases at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • Instant approval without any documentation

  • For more details Click here

  • To check out the participating merchant list Click here

  • Complimentary Travel Insurance upon purchasing your air tickets (Minimum Value of KD 75) using your Mastercard Platinum Credit Card

  • Free insurance for Schengen Visa

  • For more details Click here


  • Mastercard Travel Rewards (MTR) gives cardholders automatic cashback from participating overseas or online merchants when they travel or shop online abroad and pay with their enrolled Mastercard Platinum Credit Card.

  • To view all offers, Click here and enter the full 16-digit card number of your Mastercard credit card

  • Unlimited complimentary airport lounge access to over 25 regional and international locations in the Middle East, USA, UK, Canada, Germany, France, Singapore and more. (Extra Guests visits are charged from your Credit Card at a fixed rate of USD 32 per guest per visit)

    • Download Mastercard Travel Pass app via App Store and Play Store
    • Register your Gulf Bank Mastercard credit card to view the eligible lounges
    • Present the QR Code or membership number to gain access to the lounge

  • Get up to 30% off at 16,000+ leading hotels around the world and enjoy unparalleled hotel benefits, including:

    • $100 F&B credit or 15% F&B discount
    • Complimentary breakfast
    • Room category upgrade (subject to availability)
    • Early check-in / late check-out (subject to availability)
    • Club Lounge access (subject to availability)
    • Complimentary in-room Wi-Fi, when available
    • For bookings Click here

  • Explore IHG Hotels and Resorts offers when using your Mastercard credit card:

    • 15% discount on "Best Available Rate"
    • Complimentary welcome drink on arrival
    • Complimentary late checkout
    • For more details and booking Click here

  • Get up to 10% cashback into your card when using your Mastercard credit card while booking

  • To avail the discount Click here, click "Unlock deals", then enter the promo code "MCBKG"

  • Instant discounts of up to 8% when using your Mastercard Platinum for your Air Ticket bookings using the promo code ‘MCPLATINUM’

  • For more details and bookings Click here

  • Get 10% off site wide products (excluding sale items) when using promo code ‘MCMEAFF10’ Click here

  • Get 2 months free and 30% off monthly subscriptions of Lingokids when using your Mastercard Credit Card and entering promo code "MASTERCARDMEA22"

  • Visit the Lingokids website Click here

  • Get 10% off when using your Mastercard credit card while booking

  • To avail the discount Click here

  • Get 20% discount on 3 rides every month with Careem using promo code "MASTERCARD"

  • Get 10% off when using your Mastercard credit card while booking

  • To avail the discount Click here

  • Get up to 20% off and a complimentary upgrade on AVIS car rental

  • To avail the discount Click here

  • This service insures you against theft or accidental damage within 90 days from the date of purchase and up to USD 2,000 per item with a maximum of USD 5,000 per year

  • For inquiries and to request a claim form please contact

    • Gulf Insurance and Reinsurance Co (gig Kuwait) GIRI HO Building, Ahmad Al-Jaber Street Sharq, Kuwait; Tel: +965-99993142
  • For Mastercard Platinum – Purchase Protection Terms & Conditions Click here

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects Credit Cardholders’ online purchases from fraudulent use of their Credit Card


  • Cash withdrawal is available for up to 100% of the Cardholder’s credit limit

  • Choice of Mastercard World Charge Card or Credit Card.

  • EMV chip enabled for enhanced security, safety and convenience

  • Worldwide acceptance of the Credit Card at more than two million ATMs and 33 million point-of-sale terminals

  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash. The proposed Credit Card allows a convenient and flexible means for repayment

  • Gulf Bank Tap & Pay: Faster payments on service enabled POS terminals

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call: Gulf Bank 24/7 Call Center:
    From Kuwait on 1 805805 or From Overseas on +965 2 2444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

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