Who is it for?

  • Customers with a salary of KD 300 or more.



Gulf Points

  • Automatic Free enrollment in the fastest rewarding program in Kuwait providing free flights and hotel stays

  • Use your points and book online across ANY airline and over 300,000 hotels worldwide – No blackout Dates

  • For every KD1 spent earn 2 points locally and 3 points internationally

  • Earn frequent flyer miles on your travels when using your points with the airline of your choice

  • If you don’t have enough points to use, pay the remaining balance with your Gulf Bank Credit Card and you will still earn points for this payment

  • For more details Click here



Gulf Dining

  • Instant discounts up to 20% at over 300 renowned restaurants & coffee shops in Kuwait

  • Earn Gulf Bank points on all transactions

  • To check out the dining list Click here

Gulf Promotions

  • Instant discounts up to 25% at over 150 retail outlets in Kuwait across Travel & Entertainment, Health & Beauty and Lifestyle segments

  • Earn Gulf Bank points on all transactions

  • To see the promotions list Click here


  • Use your Gulf Bank Credit Card for purchases at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • Instant approval without any documentation

  • For more details Click Here

  • To check out the participating merchant list Click here

  • Unlimited complimentary airport lounge access to over 25 regional and international locations in the Middle East, USA, UK, Canada, Germany, France, Singapore and more

  • For more details Click Here



  • Complimentary Travel Insurance upon purchasing your air tickets’ value minimum of KD 75 using Mastercard Platinum Credit Card

  • Free insurance for Schengen visa

  • For more details click here


  • Mastercard Travel Rewards (MTR) gives cardholders automatic cashback from participating overseas or online merchants when they travel or shop online abroad and pay with their enrolled Mastercard World credit card

  • To view all offer, Click here and enter the full 16-digit card number of your Mastercard World credit card

  • Explore IHG Hotels and Resorts offers when you pay with your Mastercard World credit card:

    • 15% discount on ‘Best Available Rate’
    • Complimentary welcome drink on arrival
    • Complimentary late checkout
    • For more details, click here

  • Get up to 10% cashback into your card when using your Mastercard Platinum card while booking

  • For booking Click here

  • Instant discounts of 10% when using your Mastercard World for your Air Ticket bookings using the promo code ‘MCWORLD’.

    For more details and bookings Click here


  • Get 10% off site wide products (excluding sale items) when using promo code ‘MASTERCARD10’ Click here

  • Get 2 months free and 30% off monthly subscriptions of Lingokids when using your Mastercard World Credit Card and entering promo code "MASTERCARDMEA"

  • Visit the Lingokids website Click here

  • Get 10% off the price of your booking when using your Mastercard Platinum while booking

  • For booking Click here

  • Get 20% discount on 3 rides every month with Careem when using promo code ‘MASTERCARD’

  • Get 10% off Budget rental cars for renting worldwide when using your Visa Platinum Cashback credit card

  • For bookings Click here

  • Get up to 20% off and a complimentary upgrade on AVIS car rental

  • For more details and bookings, click here

  • This service insures you against theft or accidental damage within 90 days from the date of purchase and up to USD 2,000 per item with a maximum of USD 5,000 per year

  • For inquiries and to request a claim form please contact

    • AIG MEA Limited (Kuwait Branch), Claims Department Al Kharafi Tower - 5th Floor - Hamad Al Saqr Street, Al Qibla - Kuwait City Tel: +965 99993142 Fax:
      +965 22474264
  • For Mastercard Platinum – Purchase Protection Terms & Conditions click here

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects Credit Cardholders’ online purchases from fraudulent use of their Credit Cards


  • Cash withdrawal is available for up to 100% of the Cardholder’s credit limit

  • Choice of Mastercard World Charge Card or Credit Card.

  • EMV chip enabled for enhanced security, safety and convenience

  • Worldwide acceptance of the Credit Card at more than two million ATMs and 33 million point-of-sale terminals

  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash. The proposed Credit Card allows a convenient and flexible means for repayment

  • Gulf Bank Tap & Pay: Faster payments on service enabled POS terminals

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call: Gulf Bank 24/7 Call Center:
    From Kuwait on 1 805805 or From Overseas on +965 2 2444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

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