Looking for anything in particular?

No. This is your money after all and you can choose to close your account with no fee or deductions applicable

The draws are conducted in the presence of a representative of the Ministry of Commerce. The Kuwait Ministry of Commerce supervises the process. All accounts that meet the eligibility are entered in the program, which randomly and electronically selects the winner, after assigning respective chance values

Visit any of our branches and you can deposit money into your Al Danah account immediately. You can also transfer funds online or through CCC (Customer contact center) on 1805805. And for a more convenient transfer process, use Gulf Bank’s cash deposit ATMs to deposit your money into Al Danah and through the new ePay (Self-Pay) Service

The number of chances you earn is directly linked to the balance in your account each day

Save more and save longer to earn more chances to win with Al Danah

So increase your balances and save longer - you could be the next lucky Al Danah winner

Unfortunately it’s available in Kuwaiti Dinar only

Save more and save longer to earn more chances to win with Al Danah

Access to your money at all times

Chances accrued from 1st Jan 2019

All chances earned by existing customers in 2018 (from 1st Jan 2018 to 31st Dec 2018) will be added to their 2019 chances for all draws, to award them for their loyalty. However, customers will need to ensure they qualify for the draw and at no point in time will their balances drop below KD200

Customer receives one chance for every KD 100 every day

Free SMS alert with every transaction

No charges on accessing your money

KD 2 charge per month will be applied if account balance drops below KD 200 in any given day in the month

Al Danah accounts only

Available in KD only

No ATM withdrawal facility

A non interest bearing account

The alternate winner will be selected if the winner’s Al Danah account is closed and any of the winner’s accounts with the bank has a hold for legal reasons

If a “STOP” is set on the account the account will not to be included in the draw

Minimum hold period is required to be maintained to enter all draw types. Account open date, and last date to deposit for the:

- Weekly Draws (KD 1,000) is 2 days

- Quarter 1 & Quarter 2 Draws is 2 months

- Quarter 3 Draws is 3 months

- Yearly Draw (1 Million Dinars) is 2 months

The number of weekly winners will not be reduced based on the number of holidays for the week. There will be 5 winners weekly despite of any holidays

No weekly winner of the KD1,000 will win two prizes of KD1,000 in the same week

Employees of Gulf Bank, employees of service providers and persons involved with promoting, marketing and/or carrying out any activity related to the draw and/or the prize, their spouses, their relatives up to the second-degree and any other person or entity excluded in accordance with the regulations of the Ministry of Commerce and Industry are not allowed to participate in the draw. Any winner in violation of this prohibition is under the obligation to immediately return the prize to Gulf Bank, which shall be cancelled. Gulf Bank shall have the right to deduct the amount directly from the account(s) of such winner without obtaining an approval

In addition to the above, the Terms & Conditions stated in the Account Opening Form and Terms & Conditions Booklet also applies. Available at branches upon opening an account

Draws Amount Number of winners Last date to deposit Draw Date
Weekly Draws KD1,000 5 winners 2 days before the draw Every week
Quarterly draws Q1 KD 150,000 1 winner 31-Jan-19 27-Mar-19
Q2 KD 250,000 1 winner 30-April-19 26-Jun-19
Q3 KD 500,000 1 winner 30-Jun-19 25-Sep-19
Yearly draw KD 1,000,000 1 winner 31-Oct-19 16-Jan-20

If you win, the prize money is automatically deposited in your account immediately within the next 2 business working days

Al Danah is a non-interest account, which gives customers chance to enter draws that will be held across the year

Minimum KD 200 is required to open an Al Danah account

Minimum account balance of KD 200 is required to enter the draw and to accrue chances (For all draw types)

There is no limit. The higher your balance, or the longer you maintain that balance, the more chances you earn to win

Weekly draws:

- Account open date and last date to deposit is 2 days before the draw date (Draw date is usually the beginning of every week (on Sundays), so cut off date is Thursday)

Quarterly draws:

- Money to be maintained for a minimum period of 2 months prior to the draw date for the Quarter 1 & Quarter 2 draws; however, money to be maintained for a minimum period of 3 months prior to the Quarter 3 draw date

Yearly draws:

Money to be maintained for a minimum period of 2 months prior to the draw date for the 1 Million Dinar draw

Kuwaitis and Non Kuwaiti residents

Customers must be at least 21 years of age. (Minors follow the normal Minor’s Procedure)

The Al Danah draw system is fully automated, and yes, it is governed by a set of criteria and conditions

Yes, Ernest and Young has performed a full review on the Al Danah draw program and process, as a requirement of the Ministry of Commerce & Industry

Yes, these details of the winners are provided to the Consumer Protection Department in the Ministry of Commerce & Industry after each draw

The draw schedule varies every year. Please refer to the draw schedule for draw dates this year

Yes, the Bank announces all the names of winners on its official website, newspapers and on social media

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