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The MOUJ Prepaid Card is a prepaid card with a cashback program where customers can use the card as a form of payment to make purchases using money that has been loaded from your bank account and earn cashback on all their transactions.

The main benefit to using a Prepaid Card is to provide the customer with the convenience of managing their day-to-day spending. In addition, it can be easily and safely used by any of your family members. Prepaid Cards are also more widely accepted for making Internet purchases.

Yes, you can apply for the MOUJ Prepaid Card by visiting any Gulf Bank branch and completing the formalities

You can apply for a MOUJ Prepaid Cashback Card through any Gulf Bank branch or Online/ Mobile Banking.

MOUJ Prepaid Cashback Cards can be loaded from either your Gulf Bank bank account or Credit Card or any other bank in Kuwait. You can process your load transaction through your Online/ Mobile Banking, IVR or any of the Gulf Bank branches.

The minimum initial load/ reload amount on a MOUJ Prepaid Cashback Card is KD 1.

The MOUJ Prepaid Cashback Card Maximum balance is KD 3,000 only.

No, the total balance in your MOUJ Prepaid Cashback Card may not exceed KD 3,000.

The MOUJ Prepaid Cashback Card can be loaded/ reloaded for a Maximum amount of KD 3,000 only.

Yes, a fee of KD 0.250 is charged for each Prepaid Card reload.

The maximum number of reload transactions is 5 times per day.

You can use your Gulf Bank MOUJ Prepaid Cashback Card on POS, ATM and Internet inside and outside Kuwait.

Yes, you can use your Gulf Bank MOUJ Prepaid Cashback Card for all e-commerce transaction.

Yes, you can withdraw cash from any Gulf Bank ATM or any other Bank’s ATM inside and outside Kuwait.

You can earn up to KD 50 per month and KD 600 per year per card.

Card Spends Cashback
KD1 to KD1,500* 1%
KD1,500 and above 5%
Maximum cashback amount: KD50 per month
*A minimum spend of KD100 per month is required to be eligible for cashback program.

A minimum spend of KD100 per month is required to be legible for cashback program.

The available Cashback rewards can be redeemed anytime and is to redeemed in multiples of KD 10.

The Cashback rewards can be redeemed through multiple channels such as:

  • Online Banking
  • Mobile Banking – Log into your Mobile Banking through the Gulf Bank Mobile Application

The minimum amount that can be redeemed is KD 10 and multiples of KD 10.

The savings earned has a maximum validity of 24 months from the date of earning. If the savings have not been redeemed within this period, it will be expired.

The spends that qualify for Cashback rewards are purchase transaction at POS and e-commerce.
Sample of Spends not qualified for Cashback are:

  • Balance transfers
  • Local cash advances
  • ATM
  • Credit Card cheques
  • Finance charges
  • All fees charged on the Card by the Bank
  • Transactions reversed by Merchants
  • Quashi Cash Transactions

In the case of a reversal of a transaction, the savings on the transaction will also be reversed. Savings will be awarded to only actual purchase transactions.

Cashback rewards not redeemed will be forfeited once the card is cancelled.

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