Who is it for?

  • Customers with a salary of KD 300 or more.

     

Benefits

  • Automatic enrollment to the highest rewarding Cashback Program in Kuwait

  • Use your Mastercard Titanium Cashback credit cards across the World at any POS and online websites to receive Cash Rewards

  • Get up to 10% Cashback of your spends at grocery and supermarkets

  • Get up to 5% Cashback of your spends at all other outlets across the World and ecommerce websites

  • Instants discounts up to 25% at over 550 renowned restaurants & coffee shops in Kuwait

  • To check out the dining list Click here

  • Instant discounts up to 30% at over 300 retail outlets in Kuwait across travel & entertainment, health & beauty and lifestyle segments

  • To see the promotions list Click here

     

  • Use your Gulf Bank Credit Card for purchases at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • For more details Click here

  • Instant approval without any documentation

  • To check out the participating merchant list Click here

  • Complimentary Travel Insurance upon purchasing your air tickets (Minimum Value of KD 75) using your Mastercard Titanium Cashback Credit Card.

  • Free insurance for Schengen Visa

  • For more details Click here

  • Mastercard Travel Rewards (MTR) gives cardholders automatic cashback from participating overseas or online merchants when they travel or shop online abroad and pay with their enrolled Mastercard Titanium Cashback credit card

  • To view all offers, Click here and enter the full 16-digit card number of your Mastercard credit card

  • Enjoy complimentary airport lounge access across selected 5 countries in the Middle East. (Extra Guests visits are charged from your Credit Card at a fixed rate of USD 32 per guest per visit)

    • Download Mastercard Travel Pass app via App Store and Play Store
    • Register your Gulf Bank Mastercard credit card to view the eligible lounges
    • Present the QR Code or membership number to gain access to the lounge

  • Get up to 30% off at 16,000+ leading hotels around the world and enjoy unparalleled hotel benefits, including:

    • $100 F&B credit or 15% F&B discount
    • Complimentary breakfast
    • Room category upgrade (subject to availability)
    • Early check-in / late check-out (subject to availability)
    • Club Lounge access (subject to availability)
    • Complimentary in-room Wi-Fi, when available
    • For bookings Click here

  • Explore IHG Hotels and Resorts offers when using your Mastercard credit card:

    • 15% discount on "Best Available Rate"
    • Complimentary welcome drink on arrival
    • Complimentary late checkout
    • For more details and booking Click here

  • Get up to 10% cashback into your card when using your Mastercard credit card while booking

  • To avail the discount Click here, click "Unlock deals", then enter the promo code "MCBKG"

  • Get 2 months free and 30% off monthly subscriptions of Lingokids when using your Mastercard Credit Card and entering promo code "MASTERCARDMEA22"

  • Visit the Lingokids website Click here

  • Get 10% off when using your Mastercard credit card while booking

  • To avail the discount Click here

  • Get 20% discount on 3 rides every month with Careem using promo code "MASTERCARD"

  • Get 10% off when using your Mastercard credit card while booking

  • To avail the discount Click here

  • Get up to 20% off and a complimentary upgrade on AVIS car rental

  • To avail the discount Click here

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects Credit Cardholders’ online purchases from fraudulent use of their Credit Card

Features

  • Cash withdrawal is available for up to 100% of the Cardholder’s credit limit

  • Choice of Mastercard World Charge Card or Credit Card.

  • EMV chip enabled for enhanced security, safety and convenience

  • Worldwide acceptance of the Credit Card at more than two million ATMs and 33 million point-of-sale terminals

  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash. The proposed Credit Card allows a convenient and flexible means for repayment

  • Gulf Bank Tap & Pay: Faster payments on service enabled POS terminals

Cashback Earning

Grocery and Supermarkets
Spends Cashback
KD 0 to KD 100 2%
KD 101 to KD 300 5%
KD 301 and above 10%
Maximum Cashback amount – KD 30 per month
Other Spends
Spends Cashback
KD 0 to KD 2,000 2%
KD 2,001 to KD 3,000 3%
KD 3,001 to KD 4,000 4%
KD 4,001 and above 5%
Maximum Cashback amount – KD 220 per month

* Minimum spend of KD100 monthly is required to qualify for Cashback

Cashback Redemption Channels

The Cashback can be redeemed through the following channels such as:

  1. Online Banking
  2. Mobile Banking

 

  • The Cashback amount is to be redeemed within a period of 2 years
  • The Cashback amount can be redeemed for KD 10 and its multipliers only
  • The Cashback amount will be credited in to your card within a period of 48 hours of processing the redemption

Cashback Criteria

  • Cashback is calculated for eligible POS and e-commerce transactions

  • Spend Qualifier: Minimum spend of KD 100 Monthly to qualify for cashback rewards

  • Cap on rewards: Maximum Cashback amount – KD 250 per month. KD 30 per month of grocery and KD 220 per month on other spends

  • The Cashback amount available for redemption will be reflected based on settled transactions only after each statement cycle

Terms and conditions


  • Cashback Program valid until June 18, 2024

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call: Gulf Bank 24/7 Call Center:
    From Kuwait on 1 805805 or From Overseas on +965 2 2444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

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