Dear customers,

Based on decision of Council of Ministers, all our branches will be closed until further notice.

Click here to know how you can still bank with us.

We hope you are staying safe.

Who is it for?

  • Newly recruited first time employees/professionals

  • Kuwaitis earning a salary of KD350+

  • Working in the governmental, private, and oil sectors


  • Instant KD100 cash gift or interest–free loan up to KD10,000*

  • Monthly draw: A chance to win 12 times your salary

  • Yearly Draw: A chance to win 100 times your salary

  • Loans up to KD70,000 with a repayment period of 15 years*

  • Consumer loan up to KD25,000*

  • Credit Card with no fee for the first year*

  • Free Master Card World ( upon a KD 5000 expenditure)

  • Automatic membership in the best and fastest rewards program in Kuwait with Gulf Bank Credit Cards*

  • Presence in all major Kuwaiti car showrooms


  • Secure banking services through Online Banking and Mobile Banking app

  • A chance to become a Millionaire by opening an Al Danah account

  • Customer Contact Center available 24/7 at 1805805

  • WhatsApp service 65805805

  • Discounts at select merchants and restaurants in Kuwait

  • Free SMS alert with every transaction

  • A free safe deposit box (1st year only) upon salary transfer

*Subject to the Rules and Regulations of Central Bank of Kuwait and Gulf Bank Credit Approvals

The draws

* In light of the current situation, please note that all Kuwaiti Salary draws, since 12 March 2020, have been postponed until further notice.

Hence, the dates mentioned in the below table for upcoming draws, remain tentative, ie, subject to postponement unless we announced otherwise.

Draws Draw Prizes Draw Dates
1st draw 12 x salary 13 February 2020
2nd draw 12 x salary 9 March 2020
3rd Draw 12 x salary 13 April 2020
4th draw 12 x salary 11 May 2020
5th draw 12 x salary 8 June 2020
6th Draw 12 x salary 13 July 2020
7th Draw 12 x salary 10 August 2020
8th Draw 12 x salary 14 September 2020
9th Draw 12 x salary 12 October 2020
10th Draw 12 x salary 9 November 2020
11th Draw 12 x salary 14 December 2020
Yearly Draw 100 x salary 11 February 2021

*The amount to be multiplied will be no more than KD 1,000


  • Offer is open to new recruits and salaried customers transferring from other banks

  • The offer is valid up to 31 December 2020

  • New Kuwaiti customers will receive KD100 cash gift during the 2nd week of the following month upon the first salary transfer, excluding:

    • Allowance only transfers
    • Kuwaitis with a basic salary less than KD500 (for salary above KD350 and below KD500, allowances are required to be transferred)
  • Draws apply exclusively to new Kuwaiti salaries excluding:

    • Retired Kuwaitis
    • Customers ages 60 and above
    • Allowances only transfers
  • Draw eligibility:

    • Minimum salary KD350
    • Salary should be transferred the month prior to the draw
    • Draws apply to new Kuwaiti salary customers transferring their 1st salary in 2018, 2019 or 2020
  • The Bank reserves the right to recover the salary transfer cash gift by deducting it from the account in case of:

    • Closing the account by the customer within 12 months from the date of opening it
    • Not receiving salary in the account for six consecutive months
    • If the customers decide to apply for the interest free loan after they have received the salary cash gift of KD100
  • The Bank shall not be obligated to issue a clearance certificate to the Customer in the above cases unless the Customer pays back the cash gift to the Bank

  • Employees of Gulf Bank and their relatives of the 1st and 2nd degree are excluded from the draw

This offer is licensed by the Ministry of Commerce under license: 2019/401, 2019/2842
*Credit Cards and loans are subject to the rules and regulation of Central Bank of Kuwait and Gulf Bank credit policy

Terms & conditions

Tools & Calculators

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Al Danah Chances
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