Who is it for?

  • Newly recruited first time employees/professionals.

  • Kuwaitis earning a salary of KD 350+.

  • Working in the government, private, or oil sectors.


  • Instant KD 100 cash or interest–free loan up to KD 10,000.

  • Multiple chances to enter the 3 quarterly draws (1 winner for each draw to win KD 25,000).

  • Multiple chances to enter the annual draw to win KD 250,000 (1 winner).

  • Loans up to KD 70,000 with a repayment period of 15 years*.

  • Consumer loan up to KD 25,000*.

  • Credit Card with no fee for the first year*.

  • Automatic membership in the best and most rewarding loyalty program in Kuwait with Gulf Bank Credit Cards*.

  • Present in all major Kuwaiti auto showrooms.


  • Secure banking services through Online Banking and Mobile Banking app.

  • A chance to become a Millionaire by opening Al Danah account.

  • Free Customer Contact Center available 24/7 at 1805805.

  • Discounts at selected merchants and restaurants in Kuwait.

  • Free SMS.

  • Receive funds immediately to your account from any local bank account via Self Pay

  • Settle your mobile bill via Pay Bills

*Subject to the Rules and Regulation of Central Bank of Kuwait and Gulf Bank Credit Approvals.


KD 2
Cheque book (10 Cheques)

KD 5
Cheque book (25 Cheques)

KD 7
Cheque book (50 Cheques)

The draws


KD 25,00009 April 2018


KD 25,00009 July 2018


KD 25,00008 October 2018


KD 250,00007 February 2019


  • Offer is open to new recruits and salaried customers transferring from other banks

  • Gulf Bank existing salaried customers enter the draws automatically

  • Existing customers get 1 chance and new customers get 3 chances

  • The offer is valid up to 31st of December 2018

  • New salary Kuwaiti Customers (who earn a salary of KD 500 and above) are eligible for KD 100 cash gift upon first salary transfer to Gulf Bank, except for:

    • Non-Kuwaiti customers
    • Customers who receive solely an allowance
  • Kuwaiti salary customers will receive the KD100 cash gift during the 2nd week of the following month upon the first salary transfer to Gulf Bank

  • The Bank reserves the right to recover the salary transfer cash gift by deducting it from the account in case of:

    • Closing the account by the Customer within 12 months from the date of opening
    • Not receiving salary in the account for six consecutive months
    • If the customer decides to apply for the interest free loan after he has received the salary cash gift of KD100
  • The Bank shall not be under obligation to issue clearance certificate to the Customer in the above cases unless the Customer pays back the cash gift to the Bank, in the event of not enough balance is available in the account

  • Gulf Bank Employees and their first-degree relatives are excluded from the draws

This offer is licensed by Ministry of Commerce under license 2453/2017 and 283/2017

Terms & conditions

Tools & Calculators

Currency Converter
Al Danah Chances
Loan Calculator
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