Shopping is now a lot easier with Easy Pay.

an easy and affordable way to split your shopping bills upon paying with your Gulf Bank credit card.

Getting started is easy and enjoying the benefits is easier.

Easy Pay Eligibility

  • All Gulf Bank credit cards are included

  • Charge cards are not eligible for Easy Pay

  • To know whether your card is eligible for Easy Pay, send an SMS with the word “Easy” followed by the last 4 digits of your card number to 1805805. Example: Easy 1234


No interset

No interset

Available on all purchases

Available on all purchases

The fastest Rewards Program in Kuwait

The fastest Rewards Program in Kuwait

Easy Pay options

  • Option 1: Convert your purchase at participating outlets

    How does it work?

    • Use your eligible credit card at participating merchants with a minimum amount of KD50.
    • Ask for the Easy Pay option at the cashier or sales assistant at the outlet before you make your purchase.
    • Your transaction will be converted into Easy Pay automatically.
    • No processing fee will be charged.

When you buy items worth KD600 from a participating outlet with Easy Pay, you will be billed KD50 every month for 12 months with 0% interest and no processing fees.

Easy Pay Participating Outlets

To check out the list of participating outlets, click here

  • Option 2: Convert other local & international purchases (non-participating outlets)

    How does it work?

    • Use your eligible credit card locally or internationally with a minimum amount of KD150 per transaction
    • You will receive an automated SMS with eligible transactions details.
    • Call our Customer Contact Center to convert your eligible transaction into the Easy Pay feature.
    • Conversion fee amount of KD2 will be charged to your credit card.

When you buy items worth KD 600 from any local or international outlet, you can convert it into Easy Pay through Gulf Bank’s Call Center. This feature enables you to pay the total amount over 12 months at 0% interest.


  • Easy Pay is a feature on Gulf Bank credit cards, which gives you the convenience to convert your high value purchases into 12 monthly installments at 0% interest.

  • For transactions made at participating merchants, ask for Gulf Bank’s Easy Pay service before completing your purchase. For any other eligible transactions, you can convert by calling our Customer Contact Center available at 1805805.

  • For transactions made at participating merchants, the minimum purchase value is KD50. For other transactions, the minimum transaction amount is KD300.

  • The Easy Pay will be shown in a separate box in the body of the card statement under the heading 'Easy Pay Summary'. The Easy Pay table will show merchant name, monthly installment amount, current installment number, and remaining installments.

  • Yes, for transactions made at participating merchants, you will be notified by SMS confirming that the transaction is converted to 0% Easy Pay. You will also be able to check the Easy Pay details on your monthly credit card statement.

  • No, the tenor of the Easy Pay is 12 months and cannot be changed.

  • Yes, you can avail multiple Easy Pay purchases. Every time you have a high value purchase, you can convert the transaction to a 0% Easy Pay.

  • Gulf Bank reserves the right to levy service charges and penalty if the Easy Pay monthly installment is not paid in a particular month. Further, if the Easy Pay installments are not paid for 2 consecutive months, the Easy Pay plan will be cancelled, and any outstanding balance will become immediately due and service charges will apply.

  • You can avail the Easy Pay plan on any product, as long as the total invoice value is at least KD50. Merchant terms and conditions apply.

  • Yes, you can return the items as per the merchant’s refund policy. The refunded amount will be processed on the same credit card that was used for the Easy Pay transaction. There will be no cash refund admissible.

Terms & Conditions

Tools & Calculators

Currency Converter
AlDanah Chances
Loan Calculator
Wealth Loan Calculator