Starting your career is an exciting milestone and at Gulf Bank, we’re here to make it even more rewarding. With the Gulf Bank Salary Package, you’ll receive a generous welcome gift of up to KD 1,200 when you transfer your salary, giving you the perfect boost as you step into this new chapter of your life. Beyond the welcome gift, you’ll gain access to a wide range of credit cards carefully designed to suit different lifestyles and financial needs, each offering unique privileges and direct entry into our exceptional Gulf Points program. With Gulf Points, every purchase becomes more valuable, unlocking a world of rewards, from shopping to travel and beyond.
To make your experience even smoother, our globally acclaimed mobile app — proudly rated #1 in Kuwait — places all your banking needs right at your fingertips. Whether you’re checking your balance, redeeming rewards, or managing your credit cards, the app ensures convenience, security, and ease like never before.
At Gulf Bank, we welcome you not just with offers, but with a complete banking experience tailored to support your ambitions and your future.
Who is it for?
| Salary | New recruit Salary Cash Gift | Switchers Salary Gift |
|---|---|---|
| KD600-999 | KD400 | KD600 |
| KD1,000-1,999 | KD600 | KD800 |
| KD2,000+ | KD1,000 | KD1,200 |
| Salary | New recruit Salary Cash Gift | Switchers Salary Gift |
|---|---|---|
| KD600-999 | KD600 | KD800 |
| KD1,000+ | KD1,000 | KD1,200 |
| Salary | Salary Cash Gift |
|---|---|
| KD1,000+ | KD500 |
Benefits
Cash gift up to KD1,200
Loans up to KD70,000 with a repayment period of 15 years*
Consumer loan up to KD25,000 with a repayment period of 5 years*
Free credit card for life*
Automatic enrollment in the best and fastest rewards program with Gulf Bank credit cards
Presence in all major car showrooms
*Subject to the Rules and Regulations of Central Bank of Kuwait and Gulf Bank Credit Policy
Credit card
| Segment | Credit card | Offer |
|---|---|---|
| Mass | Visa Signature | Free for 2 years |
| Mastercard World | Free for life if annual spending KD3,000 | |
| Preferred | Visa Signature | Free for 2 years |
| Visa Signature | Free for life if annual spending KD3,000 | |
| Priority | Mastercard World/ Visa Infinite | Free for 2 years |
| Mastercard World/ Visa Infinite | Free for life if annual spending KD3,000 |
Eligibility
- Offer is valid for new recruits and salary customers transferring from other banks
- The offer is valid until March 18, 2026
- Only Kuwaitis working in ministries/ semi-government/ oil sector / retirees are eligible for the cash gift
Features
Secure banking services through online banking and mobile banking app
A chance to become a millionaire by opening an AlDanah Millionaire account
WhatsApp service and 24/7 Customer Contact Center available at 1805805
Discounts at select merchants and restaurants in Kuwait
Free safety deposit box (first year only)
Terms and Conditions
- The salary package is exclusively designed for Kuwaiti citizens.
- New Kuwaitis working in ministries/ semi-government/ oil sector will receive the cash gift during the following month upon the first salary transfer, excluding:
- Allowance-only transfers
- Kuwaitis with a basic salary less than KD600 (allowances are required to be transferred for salaries above KD350 and below KD600)
- Private sector employees
- Gulf Bank reserves the right to refund the salary transfer cash gift by deducting it from the account in case of:
- Customer transferring salary to another bank within 24 months from the date of cash gift deposit.
- Failure to transfer the salary to the account for 6 consecutive months.
- Gulf Bank shall not be obligated to issue a clearance certificate to the customer unless the customer pays back the cash gift to the bank
License number: 2512102895