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The Gulf Cashback program aims to provide cash rewards for spends while using the Gulf Bank Cashback Credit Cards.

The Cashback program is available on:

  • Visa Platinum Cashback Credit Cards
  • Mastercard Titanium Cashback Credit Cards


Card Type First Year Second Year Supplementary Card
MC Titanium Cashback Credit Card KD 50 KD 50 N/A
Visa Platinum Cashback Credit Card KD 75 KD 75 KD 50

Minimum spend of KD 100 monthly is required to qualify for Cashback

Grocery and Supermarkets
Cash Spends Cashback
KD 0 to KD 100 2%
KD 101 to KD 300 5%
KD 301 and above 10%
Maximum Cashback amount – KD 30 per month
Other Spends
Cash Spends Cashback
KD 0 to KD 2,000 2%
KD 2,001 to KD 3,000 3%
KD 3,001 to KD 4,000 4%
KD 4,001 and above 5%
Maximum Cashback amount – KD 220 per month

All Point-of-sale and e-commerce transactions are eligible to receive Cashback rewards.

No Cashback on Cash Transaction such as Cash Advance, quashi cash etc.

The Cashback amount will reflect based on settled transactions (except cash) after each statement cycle ( 1st of every month)

The available Cashback rewards can be redeemed anytime and is to redeemed in multiples of KD 10

The Cashback rewards can be redeemed through multiple channels such as:

  • Online Banking
  • Mobile Banking – Log into your Mobile Banking through the Gulf Bank Mobile Application

The minimum amount that can be redeemed is KD 10 and multiples of KD 10

The Cashback rewards will be calculated according to the tier. Please refer to the table below:
* Minimum spend of KD 100 monthly is required to qualify for Cashback

Grocery and Supermarkets
Cash Spends Cashback
KD 0 to KD 100 2%
KD 101 to KD 300 5%
KD 301 and above 10%
Maximum Cashback amount – KD 30 per month
Other Spends
Cash Spends Cashback
KD 0 to KD 2,000 2%
KD 2,001 to KD 3,000 3%
KD 3,001 to KD 4,000 4%
KD 4,001 and above 5%
Maximum Cashback amount – KD 220 per month

The savings earned has a maximum validity of 24 months from the date of earning. If the savings have not been redeemed within this period, it will be expired.

Minimum spend of KD 100 Monthly to qualify for Cashback rewards

Maximum Cashback amount – KD 250 per month. KD 30 per month of Grocery and KD 220 per month on other spends

  • To know more about Visa Platinum Cashback Credit Cards click here
  • To know more about Mastercard Titanium Cashback Credit Cards click here

The spends that qualify for Cashback rewards are purchase transaction at POS and e-commerce.

Sample of Spends not qualified for Cashback are:

  • Balance transfers
  • Local cash advances
  • ATM
  • Credit Card cheques
  • Finance charges
  • All fees charged on the Card by the Bank
  • Transactions reversed by Merchants
  • Quashi Cash Transactions

No. The savings earned can be redeemed only as cash credit to the card account.

The savings can be redeemed on achievement of a minimum of KD 10 in the saving balance.

In the case of a reversal of a transaction, the savings on the transaction will also be reversed. Savings will be awarded to only actual purchase transactions.

Cashback rewards not redeemed will be forfeited once the card is cancelled.

Yes, all spends that are listed under Grocery and Supermarkets specified by Visa/Mastercard will qualify for up to 10% Cashback. Unfortunately, if the merchant is not listed under Grocery or Supermarkets with Visa/Mastercard, then the purchase/transaction will not qualify for the up to 10% Cashback.

The Cashback does not apply automatically to the outstanding balance. The Cashback rewards has to be manually redeemed

The Cashback rewards can be considered as a payment and will reduce the monthly Credit Card bill

The new Cashback balance will appear

  • Online Banking
  • Mobile Banking
  • Monthly Credit Card statement

The statement generated every 1st of the calendar month

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