Gulf Bank Cashback Program

Who is it for?

  • Customers with a salary of KD 300 or more.

Visa Platinum Cashback

Benefits

  • Get automatically enrolled into the most rewarding cashback program in Kuwait

  • Use your Visa Platinum Cashback credit card at any POS and online websites anywhere in the world to receive cash rewards

  • Get up to 10% cashback on your spends at grocery and supermarkets

  • Get up to 5% cashback on your spends at any outlet and ecommerce website in the world

  • Get instant discounts of up to 25% from more than 550 renowned restaurants and coffee shops in Kuwait (click here to view the dining list)

  • Get cashback on all your transactions

  • Get instant discounts of up to 30% from more than 300 travel and entertainment, health and beauty, as well as lifestyle retail outlets in Kuwait (click here to view the list of merchants)

  • Get cashback on all your transactions

  • Use your credit card when shopping at more than 100 participating outlets and pay your bill back over 12 months at 0% interest without any processing fees (click Here to view the list of merchants)

  • Get instant approval without necessary documentation (click Here for more information on Easy Pay)

  • Enjoy 6 complimentary access passes into 25 lounges across the GCC and key destinations per calendar year (all additional visits and guest visits will be charged form your credit card at a fixed rate of USD32 per visit, click here for more information)

  • Get complimentary travel insurance upon purchasing your air ticket with a minimum value of KD75 paid with your Visa Platinum credit card

  • Get free insurance for your Schengen visas (click here for more information in travel insurance)

  • Visa’s partnership with DragonPass gets you discounts at more than 200 restaurants internationally (including key locations in both MENA home markets and travel corridors)

  • Download the ‘DragonPass Dine & Travel’ application on your Android or iOS device

  • Get up to 30% off at a global network of airport meet and greet specialist service partners available in more than 450 airports worldwide (for more information about Clearance through Customs, Immigrations, and Booking click here)

  • A Visa Platinum credit card offers all the benefits included in Visa’s Luxury Hotel Collection. Experience unmatched value at around 900 world-class hotels, from boutique properties to renowned venues and resorts. For more information on Visa’s Luxury Hotel Collection, click here.

    • Best available rate guaranteed
    • Automatic room upgrade upon arrival (when available)
    • Free in-room WiFi (when available)
    • Complimentary continental breakfast daily
    • 3pm check-out (when available)
    • VIP guest status

  • Get up to a 20% discount and enjoy exclusive benefits on your Avis car rental (click Here to book or get more information)

  • Get 10% off Budget rental cars for renting worldwide when using your Visa Platinum Cashback credit card

  • For bookings Click here

  • This service protects customers against theft or accidental damage of their purchase within 90 days from the date of purchase, and up to USD5,000 per item with a maximum of USD20,000 per year.

  • To inquire or request a claim form, please share the following information:

    • Cardholder’s name
    • First 9 digits of covered card number
    • Cardholder’s address
    • The policy or section under which the claim applies

  • Contact:

    • Warba Insurance Company K.S.C., WARBA Tower - Ahmad AlJaber St. Al-Abdulrazzak Sq. Safat, Kuwait City, Al Asimah 13103 Kuwait
    • All customer claims can be submitted to visa@broadspire.eu (for more information, visit cardholderbenefitsonline.com)

  • Visa Platinum’s Purchase Protection Terms & Conditions apply (click here to view).

  • This service provides customers with an extended warranty on your new purchases for a period of 12 months in addition to the warranty period provided by the original manufacturer. It includes the repair or the replacement of your new purchases up to the coverage amount of USD2,500 per incident with maximum of USD20,000 per year.

  • To inquire or request a claim form, please contact:

    • Warba Insurance Company K.S.C., WARBA Tower - Ahmad AlJaber St. Al-Abdulrazzak Sq. Safat, Kuwait City, Al Asimah 13103 Kuwait
    • All customer claims can be submitted to visa@broadspire.eu (for more information, visit cardholderbenefitsonline.com)

  • Visa Platinum’s Extended Warranty Terms & Conditions apply (click here to view)

  • 3D Secure is an added layer of security for online shopping that protects your online purchases from fraudulent use of your credit card

Features

  • Cash withdrawal is available for up to 100% of the cardholder’s credit limit

  • Choice of a Visa Platinum Cashback charge or credit card

  • EMV chip enabled for enhanced security, safety, and convenience

  • Buy Now & Pay Later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month without needing to carry cash.

  • Worldwide acceptance of the credit card at more than 2 million ATMs and 33 million point-of-sale terminals

  • Tap & Pay: Faster payments on service enabled POS terminals

Cashback Earning

*A minimum spend of KD100 per month is required to be legible for this card.

Groceries and Supermarkets
Card Spends Cashback
KD0 to KD100 2%
KD101 to KD300 5%
KD301 and above 10%
Maximum Cashback amount – KD30 per month

Other Spends
Card Spends Cashback
KD0 to KD2,000 2%
KD2,001 to KD3,000 3%
KD3,001 to KD4,000 4%
KD4,001 and above 5%
Maximum Cashback amount – KD220 per month

Cashback Redemption Channels

The Cashback can be redeemed through the following channels:

  1. Online Banking
  2. Mobile Banking

  • The cashback amount is to be redeemed within a period of 2 years
  • The cashback amount can only be redeemed for KD10 and its multipliers
  • The cashback amount will be credited to your card within a period of 48 hours of processing the redemption

Cashback Criteria

  • The cashback amount is calculated for all POS and e-commerce transactions

  • A minimum spend of KD100 per month is required to qualify for the cashback rewards

  • The maximum total cashback amount is KD250 per month (with a maximum of KD30 on grocery and KD220 on other spends)

  • The cashback amount available for redemption will be reflected based on settled transactions after each statement cycle

Terms & Conditions

Contact Us

  • For assistance services and reporting lost or stollen cards, please call our Customer Contact Center:
    From Kuwait: 1 805 805
    From Overseas: +965 22444383

  • To report fraudulent transactions, please call:
    +965 22496292

Your Answered Questions

Go To All FAQs
How is my Cashback rewards calculated?
What is the cross border transaction fee charged by Gulf Bank on Debit/Credit Cards?
What is a credit card dispute?
If I pay online, when will that be posted to my account?

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