Announcement

Dear customers,

Gulf Bank will be at your service through a selected number of branches from 08:30 AM till 02:00 PM, Sundays to Thursdays.

Click here to know the list of operating branches and how you can bank with us otherwise.

We hope you are staying safe.

Who is it for?

  • Customers with a salary of KD 300 or more.

MasterCard Titanium Cashback

Benefits

  • Automatic enrollment to the highest rewarding Cashback Program in Kuwait

  • Use your Mastercard Titanium Cashback credit cards across the World at any POS and online websites to receive Cash Rewards

  • Get up to 10% Cashback of your spends at grocery and supermarkets

  • Get up to 5% Cashback of your spends at all other outlets across the World and ecommerce websites

  • Instant discounts up to 20% at over 300 renowned restaurants & coffee shops in Kuwait

  • To check out the dining list Click here

  • Instant discounts up to 25% at over 150 retail outlets in Kuwait across Travel & Entertainment, Health & Beauty and Lifestyle segments

  • To see the promotions list Click here

  • Use your Gulf Bank Credit Card for purchases at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • Instant approval without any documentation

  • For more details Click Here

  • To check out the participating merchant list Click Here

  • Enjoy complimentary access across 5 countries in the Middle East.

  • For more details Click here

  • Complimentary Travel Insurance upon purchasing your air tickets’ value minimum of KD 75 using Mastercard Titanium credit card

  • Free insurance for Schengen visa

  • For more details Click here

  • Instant discount of 10% when booking using promo code ‘MastercardMEA’

  • For more details and bookings Click here

  • Get 20% discount on 3 rides every month with Careem using promo code "MASTERCARD"

  • Mastercard Titanium cardholders can avail 15% discount on AVIS car rental . For more details and bookings Click here

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects credit cardholders’ online purchases from fraudulent use of their credit cards

Features

  • Cash withdrawal is available for up to 100% of the cardholder’s credit limit.

  • Choice of Mastercard Titanium Cashback charge card or credit card.

  • EMV chip enabled for enhanced security, safety and convenience.

  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash. The proposed credit card allows a convenient and flexible means for repayment.

  • Worldwide acceptance of the credit card at more than two million ATMs and 33 million point-of-sale terminals.

  • Gulf Bank Tap & Pay: Faster payments on service enabled POS terminals

Cashback Earning

* Minimum spend of KD 100 monthly is required to qualify for Cashback

Grocery and Supermarkets
Cash Spends Cashback
KD 0 to KD 100 2%
KD 101 to KD 300 5%
KD 301 and above 10%
Maximum Cashback amount – KD 30 per month

Other Spends
Cash Spends Cashback
KD 0 to KD 2,000 2%
KD 2,001 to KD 3,000 3%
KD 3,001 to KD 4,000 4%
KD 4,001 and above 5%
Maximum Cashback amount – KD 220 per month

Cashback Redemption Channels

The Cashback can be redeemed through the following channels such as:

  1. Online Banking
  2. Mobile Banking

  • The Cashback amount is to be redeemed within a period of 2 years
  • The Cashback amount can be redeemed for KD 10 and its multipliers only
  • The Cashback amount will be credited in to your card within a period of 48 hours of processing the redemption

Cashback Criteria

  • Cashback amount is calculated for all POS and e-commerce transactions

  • Spend Qualifier: Minimum spend of KD 100 Monthly to qualify for cashback rewards

  • Cap on rewards: Maximum Cashback amount – KD 250 per month. KD 30 per month of grocery and KD 220 per month on other spends

  • The Cashback amount available for redemption will be reflected based on settled transactions only after each statement cycle

Terms & conditions

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call:
    Gulf Bank 24/7 Call Center: From Kuwait on 1 805805 or From Overseas on +965 2 2444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

Tools & Calculators

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