Gulf Bank Cashback Program

Who is it for?

  • Customers with a salary of KD 300 or more.

MasterCard Titanium Cashback

Benefits

  • Get automatically enrolled into the most rewarding cashback program in Kuwait

  • Use your Mastercard Titanium Cashback credit card at any POS and online websites anywhere in the world to receive cash rewards

  • Get up to 10% cashback on your spends at grocery and supermarkets

  • Get up to 5% cashback on your spends at any outlet and ecommerce website in the world

  • Get instant discounts of up to 25% from more than 550 renowned restaurants and coffee shops in Kuwait (click here to view the dining list)

  • Get cashback on all your transactions

  • Get instant discounts of up to 30% from more than 300 travel and entertainment, health and beauty, as well as lifestyle retail outlets in Kuwait (click here to view the list of merchants)

  • Get cashback on all your transactions

  • Use your credit card when shopping at more than 100 participating outlets and pay your bill back over 12 months at 0% interest without any processing fees (click here to view the list of merchants)

  • Get instant approval without necessary documentation (click here for more information on Easy Pay)

  • Enjoy complimentary access across 5 countries in the Middle East.

  • For more details Click here

  • Get complimentary travel insurance upon purchasing your air ticket with a minimum value of KD75 paid with Mastercard Titanium credit card

  • Get free insurance for your Schengen visas (click here for more information in travel insurance)

  • Mastercard Travel Rewards (MTR) gives cardholders automatic cashback from participating overseas or online merchants when they travel or shop online abroad and pay with their enrolled Mastercard Titanium Cashback card

  • To view all offers, Click Here and enter the full 16-digit card number of your Mastercard Titanium Cashback card

  • Explore IHG Hotels and Resorts offers when you pay with your Mastercard Titanium Cashback credit card:

    • 15% discount on ‘Best Available Rate’
    • Complimentary welcome drink on arrival
    • Complimentary late checkout
    • For more details, click here

  • Get up to 10% cashback on your card when using your Mastercard Titanium credit card for bookings made on Booking.com (click here for more information or to book)

  • Get 2 months free and 30% off monthly subscriptions of Lingokids when using your Mastercard Titanium Cashback Credit Card and entering promo code "MASTERCARDMEA"

  • Visit the Lingokids website Click here

  • Get an instant 10% discount on your car rental when paying with your Mastercard Titanium credit card (click here for more information or to book)

  • Get a 20% discount on 3 rides every month with Careem when paying with your Mastercard Titanium credit card by using the promo code "MASTERCARD"

  • Enjoy up to 10% off your next car or truck rental with Budget

  • For more details and bookings, click here

  • Get up to 20% off and a complimentary upgrade on AVIS car rental

  • For more details and bookings, click here

  • 3D Secure is an added layer of security for online shopping that protects your online purchases from fraudulent use of your credit card

Features

  • Cash withdrawal is available for up to 100% of the cardholder’s credit limit

  • Choice of a Mastercard Titanium charge or credit card

  • EMV chip enabled for enhanced security, safety, and convenience

  • Buy Now & Pay Later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month without needing to carry cash

  • Worldwide acceptance of the credit card at more than 2 million ATMs and 33 million point-of-sale terminals

  • Tap & Pay: Faster payments on service enabled POS terminals

Cashback Earning

*A minimum spend of KD100 per month is required to be legible for this card.

Groceries and Supermarkets
Card Spends Cashback
KD0 to KD100 2%
KD101 to KD300 5%
KD301 and above 10%
Maximum Cashback amount – KD 30 per month

Other Spends
Card Spends Cashback
KD0 to KD2,000 2%
KD2,001 to KD3,000 3%
KD3,001 to KD4,000 4%
KD4,001 and above 5%
Maximum cashback amount – KD220 per month

Cashback Redemption Channels

The Cashback can be redeemed through the following channels:

  1. Online Banking
  2. Mobile Banking

  • The cashback amount is to be redeemed within a period of 2 years
  • The cashback amount can only be redeemed for KD10 and its multipliers
  • The cashback amount will be credited to your card within 48 hours of processing the redemption

Cashback Criteria

  • The cashback amount is calculated for all POS and e-commerce transactions

  • A minimum spend of KD100 per month is required to qualify for the cashback rewards

  • The maximum total cashback amount is KD250 per month (with a maximum of KD30 on grocery and KD220 on other spends)

  • The cashback amount available for redemption will be reflected based on settled transactions after each statement cycle

Terms & Conditions

Contact Us

  • For assistance services and reporting lost or stollen cards, please call our Customer Contact Center:
    From Kuwait: 1 805 805
    From Overseas: +965 22444383

  • To report fraudulent transactions, please call:
    +965 22496292

Your Answered Questions

Go To All FAQs
What is the minimum spend qualifier for Cashback rewards?
If I pay online, when will that be posted to my account?
What is a credit card dispute?
How can I get a copy of my credit card statement?

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