Who is it for?

  • Female customers with a salary of KD300 or more, or against block

  • FREE for life – upon spending KD 2,500 annually

Mastercard Rose Gold


Gulf Points

  • Rose Gold Credit Card Points
    Spend Category Number of Points (per/KD 1 Spent)
    Spas/Salons/Gyms 20
    Dining 7
    International Online Shopping 5
    Other Local or International Spends 2

  • Automatic Free enrollment in the fastest rewarding program in Kuwait providing free flights and hotel stays

  • If you don’t have enough points to use, pay the remaining balance with your Gulf Bank credit card and you will still earn points for this payment

  • Use your points and book online across any airline and over 300,000 hotels worldwide – No blackout Dates

  • Earn frequent flyer miles on your travels when using your points with the airline of your choice

  • For more details Click here

Exclusive Rose Gold Offers

  • Get exclusive offers at selected merchants across Lifestyle, Health & Beauty, restaurants & coffee shops, some of the offers are:

    • Free Coffee every Sunday at all Costa Coffee branches
    • Exclusive discounts at more than 21 salons with Bookr app
    • 20% discount at GIA restaurant
    • Up to 15% at Regency Hotel
    • 20% discount at Home Center

  • Earn Gulf points on all transactions

  • To check out the exclusive offers list Click here

Gulf Dining

  • Instant discounts up to 25% at over 550 renowned restaurants & coffee shops in Kuwait

  • Earn Gulf points on all transactions

  • To check out the dining list Click here

Gulf Promotions

  • Instant discounts up to 30% at over 300 retail outlets in Kuwait across Travel & Entertainment, Health & Beauty and Lifestyle segments

  • Earn Gulf points on all transactions

  • To see the promotions list Click here

  • Use your Gulf Bank Rose Gold credit card at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • Instant approval without any documentation

  • For more details Click Here

  • To check out the participating merchant list Click Here

  • Enjoy complimentary access across 5 countries in the Middle East.

  • For more details Click here

  • Complimentary Travel Insurance upon purchasing your air tickets’ value minimum of KD 75 using the Rose Gold Credit Card

  • Free insurance for Schengen visa

  • For more details Click here

  • Mastercard Travel Rewards (MTR) gives cardholders automatic cashback from participating overseas or online merchants when they travel or shop online abroad and pay with their enrolled Mastercard Rose Gold card

  • To view all offers, Click Here and enter the full 16-digit card number of your Mastercard Rose Gold credit card

  • Get up to 10% cashback into your card when using your Rose Gold credit card while booking

  • For booking Click here

  • Get up to 50% off on courses when using your Mastercard Rose Gold Credit Card

  • To sign up for online courses Click here

  • Get 2 months free and 30% off monthly subscriptions of Lingokids when using your Mastercard Rose Gold Credit Card and entering promo code "MASTERCARDMEA"

  • Visit the Lingokids website Click here

  • Get 10% off the price of your booking when using your Rose Gold credit card

  • For booking click here

  • Get 20% discount on 3 rides every month with Careem using promo code "MASTERCARD"

  • Rose Gold credit cardholders can avail 15% discount on AVIS car rental

  • For more details and bookings Click here

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects credit cardholders’ online purchases from fraudulent use of their Credit Cards


  • Cash withdrawal is available for up to 100% of the cardholder’s credit limit

  • Choice of Rose Gold charge card or credit card

  • EMV chip enabled for enhanced security, safety and convenience

  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash

  • Worldwide acceptance of the credit card at more than two million ATMs and 33 million point-of-sale terminals

  • Gulf Bank Tap & Pay: Faster payments on service enabled POS terminals

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call:
    Gulf Bank 24/7 Call Center: From Kuwait on 1 805805 or From Overseas on +965 22444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

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