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Cards acceptance are different for each restaurant, please check the desired restaurant page for more detailed information Click here
Go to Gulf DiningMobile Banking app offers a secure and convenient way that enables you to conduct your banking needs on the move directly from your smart phone. You can now bank with confidence knowing that your transactions remain safe with us.
Go to 24/7 BankingYes, you can access your account through Gulf Bank’s online banking or Gulf Bank’s mobile application
Go to Gulf PointsConsumer loan is a medium-term personal loan, maximum of 5 years, extended to a customer for the purpose of financing personal consumption needs.
Housing loans may be used for the purpose of borrowing for the purchase and repair of a private residence (non-commercial).
Go to LoansPlease Click here
Go to Gulf PromotionsBelow is the total list of documents required from applicant in order to submit a complete credit application:
| # | Description |
|---|---|
| 1 | Customer Contact Details Update (KYC Signed by Authorized Person on Beam) |
| 2 | Extraction (< 4 Weeks Old from Submission) |
| 3 | Commercial License (Not Expired) |
| 4 | Establishment Contract |
| 5 | Amendments (Oldest to Newest) - (Up to Date according to Commercial License) |
| 6 | Authorized Signatories Document |
| 7 | Customer Declaration Form Signed (Client's Name & Signature) |
| 8 | Civil ID of Partners (Not Expired) |
| 9 | One MOL Certificate (Newest to Oldest) - (MOL < 6 Months Old) |
| 10 | Two Salary Transfers (Newest to Oldest)-(S/T < 3 months old & 6 months old<S/T < 12 months old) |
| 11 | Ci-Net Forms Signed by the Managers |
| 12 | Fiscal Year Bank Statements (Original & Stamped) |
| 13 | Interim Bank Statements (Original & Stamped) |
| 14 | Audited Financial Statements (2 Years )/td> |
| 15 | Interim Financial Statements (If Latest Audited Financials are > 7 Months Old) |
| 16 | Net Worth Statement (from all partners who will provide personal guarantee) |
| 17 | PIFSS To Whom it May Concern Form (managing partner is under chapter 5) (Not Expired) |
| 18 | PIFSS Statement with Kuwaiti Employment Number |
| 19 | Proper Business Plan with financial projections, targets, Kuwaiti Employment schedule |
| 20 | Good Conduct Certificate from Ministry of Interior |
Gulf Bank's ATM card is accepted worldwide - you can use your ATM card to withdraw cash anywhere in the world. You can also use your Gulf Bank ATM card to make purchases at any store or even online at any website that accepts the K-Net method of payment.
Go to Salary PackagesPlease call Gulf Bank on 1805805 immediately and notify the bank that you have lost your key.
Go to Additional Services| Prize Amount | No. Of Winner | Draw Date |
|---|---|---|
| KD1,500,000 | 1 | February 10, 2027 |
| KD1,000,000 | 1 | July 8, 2026 |
| Prize Amount | No. Of Winner | Draw Date |
|---|---|---|
| KD1,000 | 10 | July 08, 2026 |
| KD200,000 | 1 | September 09, 2026 |
| KD200,000 | 1 | November 11, 2026 |
| KD200,000 | 1 | January 13, 2027 |
Individuals wanting to earn higher rates as balances increase
Go to Savings