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Cards acceptance are different for each restaurant, please check the desired restaurant page for more detailed information Click here

Go to Gulf Dining

Mobile Banking app offers a secure and convenient way that enables you to conduct your banking needs on the move directly from your smart phone. You can now bank with confidence knowing that your transactions remain safe with us.

Go to 24/7 Banking

Yes, you can access your account through Gulf Bank’s online banking or Gulf Bank’s mobile application

Go to Gulf Points

Consumer loan is a medium-term personal loan, maximum of 5 years, extended to a customer for the purpose of financing personal consumption needs.

Housing loans may be used for the purpose of borrowing for the purchase and repair of a private residence (non-commercial).

Go to Loans

Below is the total list of documents required from applicant in order to submit a complete credit application:

#Description
1Customer Contact Details Update (KYC Signed by Authorized Person on Beam)
2Extraction (< 4 Weeks Old from Submission)
3Commercial License (Not Expired)
4Establishment Contract
5Amendments (Oldest to Newest) - (Up to Date according to Commercial License)
6Authorized Signatories Document
7Customer Declaration Form Signed (Client's Name & Signature)
8Civil ID of Partners (Not Expired)
9One MOL Certificate (Newest to Oldest) - (MOL < 6 Months Old)
10Two Salary Transfers (Newest to Oldest)-(S/T < 3 months old & 6 months old<S/T < 12 months old) 
11Ci-Net Forms Signed by the Managers
12Fiscal Year Bank Statements (Original & Stamped)
13Interim Bank Statements (Original & Stamped)
14Audited Financial Statements (2 Years )/td>
15Interim Financial Statements (If Latest Audited Financials are > 7 Months Old)
16Net Worth Statement (from all partners who will provide personal guarantee)
17PIFSS To Whom it May Concern Form (managing partner is under chapter 5) (Not Expired)
18PIFSS Statement with Kuwaiti Employment Number
19Proper Business Plan with financial projections, targets, Kuwaiti Employment schedule
20Good Conduct Certificate from Ministry of Interior
Go to SME

Gulf Bank's ATM card is accepted worldwide - you can use your ATM card to withdraw cash anywhere in the world. You can also use your Gulf Bank ATM card to make purchases at any store or even online at any website that accepts the K-Net method of payment.

Go to Salary Packages

Please call Gulf Bank on 1805805 immediately and notify the bank that you have lost your key.

Go to Additional Services

Prize Amount No. Of Winner Draw Date
KD1,500,000 1 February 10, 2027
KD1,000,000 1 July 8, 2026

 

Prize Amount No. Of Winner Draw Date
KD1,000 10 July 08, 2026
KD200,000 1 September 09, 2026
KD200,000 1 November 11, 2026
KD200,000 1 January 13, 2027
Go to AlDanah Millionaire Account

Individuals wanting to earn higher rates as balances increase

Go to Savings

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