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Yes you will be view and print up-to-date statements online, in English and Arabic. You will also receive your statements in the mail.

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The opening deposits vary between accounts. There are certain accounts that do not require a minimum opening balance.

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Below is the total list of documents required from applicant in order to submit a complete credit application:

#Description
1Customer Contact Details Update (KYC Signed by Authorized Person on Beam)
2Extraction (< 4 Weeks Old from Submission)
3Commercial License (Not Expired)
4Establishment Contract
5Amendments (Oldest to Newest) - (Up to Date according to Commercial License)
6Authorized Signatories Document
7Customer Declaration Form Signed (Client's Name & Signature)
8Civil ID of Partners (Not Expired)
9One MOL Certificate (Newest to Oldest) - (MOL < 6 Months Old)
10Two Salary Transfers (Newest to Oldest)-(S/T < 3 months old & 6 months old<S/T < 12 months old) 
11Ci-Net Forms Signed by the Managers
12Fiscal Year Bank Statements (Original & Stamped)
13Interim Bank Statements (Original & Stamped)
14Audited Financial Statements (2 Years )/td>
15Interim Financial Statements (If Latest Audited Financials are > 7 Months Old)
16Net Worth Statement (from all partners who will provide personal guarantee)
17PIFSS To Whom it May Concern Form (managing partner is under chapter 5) (Not Expired)
18PIFSS Statement with Kuwaiti Employment Number
19Proper Business Plan with financial projections, targets, Kuwaiti Employment schedule
20Good Conduct Certificate from Ministry of Interior
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The main benefit to using a Prepaid card is to provide the customer with the convenience of managing their day-to-day spending. In addition, it can be easily and safely used by any of your family members. Prepaid cards are also more widely accepted for making Internet purchases.

Go to Mastercard Prepaid Card

Below are some points on the partnership between Gulf Bank and the National Fund, and how the Business Loan will be carried out:

  • The facilities will be directly disbursed to the applying company’s account as one loan.
  • Gulf Bank will contribute by 20% of the loan amount while the National Fund will contribute with the remaining 80%.
  • The maximum tenor of the loan will be 7 years, with Gulf Bank’s portion being settled within a maximum of 5 years, leaving an additional 2 years for only the settlement of the National Fund’s portion.
  • Maximum facility amount to reach KD 500,000, with Gulf Bank’s maximum lending capacity to reach KD 100,000 per applicant, and the fund’s maximum lending capacity to reach KD 400,000 for the same applicant.
  • The National Fund will be subject to a flat rate of 2% throughout the entire tenor of the loan, while Gulf Bank’s portion will be subject to normal rates of CBK+4% for long term loans.
  • The loan repayment will start immediately for Gulf Bank’s portion, with a grace period of one year for the fund’s portion only.
  • Installment will increase in month 13, which is when the fund’s portion starts getting repaid; simultaneously with Gulf Bank’s portion. Moreover, installment will decrease in month 60 after which the Gulf Bank portion has been fully repaid.
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Yes, we offer a comprehensive package of Corporate Banking products that include tailored financing solutions, operating accounts, trade finance, advisory and treasury solutions.

Go to Credit Facilities

The discount is not valid in conjunction with any other promotion or special days.

Although, the merchants, at their discretion, can offer discounts on these days.

Go to Gulf Promotions

  • The more money you keep in the account, the more interest we pay.
  • Our interest rates on this savings account are one the highest in Kuwait.
  • Competitive tiered interest rates depending on the account balance.
Go to Savings

You may withdraw up to KD 1000 cash per day with your ATM card

Go to ATMs

You may withdraw up to KD 800 cash per day with your ATM card.

Go to My Account Information

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