There are different limits for the consumer loans and housing loans. The maximum borrowing amount for consumer loans is up to 25,000 KD or 25 times net salary whichever is less, and the maximum borrowing amount for installment loans is up to 70,000KD. Subject to Gulf Bank credit policy.

Yes, we offer a comprehensive package of Corporate Banking products that include tailored financing solutions, operating accounts, trade finance, advisory and treasury solutions.

Yes, you can apply for a Prepaid card from any Gulf Bank branch.

If you have forgotten your username or password, call 1805805.

A credit card dispute is when you doubt a certain transaction that you may believe is inaccurate. Examples may include:
• Charges that list the wrong transaction date or amount
• Duplicate charges
• To dispute a credit card transaction, please call 1805805. We will investigate the transaction and contact you right away. When you dispute a credit card transaction, no fees or interest will be incurred on the item. If a transaction has been posted to your account in error, we'll correct your account accordingly. If the transaction has not been posted in error, we will inform you of that, and any interest or fees occurring during the period will be charged to your account.

You will receive your ATM card within 2 to 3 working days.

Below are some points on the partnership between Gulf Bank and the National Fund, and how the Business Loan will be carried out:

• The facilities will be directly disbursed to the applying company’s account as one loan.
• Gulf Bank will contribute by 20% of the loan amount while the National Fund will contribute with the remaining 80%.
• The maximum tenor of the loan will be 7 years, with Gulf Bank’s portion being settled within a maximum of 5 years, leaving an additional 2 years for only the settlement of the National Fund’s portion.
• Maximum facility amount to reach KD 500,000, with Gulf Bank’s maximum lending capacity to reach KD 100,000 per applicant, and the fund’s maximum lending capacity to reach KD 400,000 for the same applicant.
• The National Fund will be subject to a flat rate of 2% throughout the entire tenor of the loan, while Gulf Bank’s portion will be subject to normal rates of CBK+4% for long term loans.
• The loan repayment will start immediately for Gulf Bank’s portion, with a grace period of one year for the fund’s portion only.
• Installment will increase in month 13, which is when the fund’s portion starts getting repaid; simultaneously with Gulf Bank’s portion. Moreover, installment will decrease in month 60 after which the Gulf Bank portion has been fully repaid.

Yes, you can access your accounts online, 24/7.

Kuwaitis and non-Kuwaiti residents whose age is 21 or older. Minors follow the normal Minor’s Procedure.